It’s odd how quickly the same script surfaces across unrelated households. The pattern points to a classic debt‑collection scam that masquerades as a legitimate lender, often invoking Advance America to add credibility. Callers typically demand immediate payment, threaten legal action, and refuse to provide any verification of the alleged debt. Protect yourself by never sharing personal or banking details over the phone, and request written proof of the debt within ten days as required by law. If the caller can’t produce documentation, hang up and report the number to the FTC or your state’s consumer protection agency. Staying skeptical and documenting each call can curb these unwanted solicitations.
A voice message led me to call back, and the woman claimed I had an outstanding loan from Advance America, demanding $200 to resolve it, which I believe is a scam.
Legitimate debt collectors do not offer money, making this interaction suspicious.
Allegedly, a debt is owed to Advance America, however the woman on the phone was verry unclear and sounded like a scamer
They claim i owe Advance America from a payday loan in 2016, but they wont send me any validation or verification of the debt, and the statue of limitations is 4 years, thats not right
The caller claimed I owed a payment to Advance America, leading me to suspect a potential scam
This number called my cell phone, but I have a spam blocker, so it went silent, I called back and they said it was credit services, but I questioned it and they wanted my cell number, so I hung up, it seem like a scam.
They are sayin i owe money and will take legal action against me.
This number called both my cell and landline within a minute of each other, but didnt leave any messages