Is This Debt Collector Call a Scam?

Summary — +12817688939

Untrustworthy
Caller Name: ARC
Caller Type: Debt Collector
Location: United States
Reviews: 7

Expert Opinion

Like a bad looped ringtone that never ends, the +12817688939 pattern repeats a classic debt‑collector script mixed with automated hold music. Callers drop a generic “you’re on hold” message, then slip into a rehearsed claim about an unpaid medical bill, often citing a real collection agency like ARC to sound legitimate. The use of dead‑air voicemails and “ring‑only” recordings is a red flag for robocall scams and spoofed numbers. Protect yourself by letting the call go to voicemail, checking the debt directly with the original creditor, and using carrier‑provided call‑blocking tools. If a claim feels off, report it to the FTC and your phone carrier.

Caller Categories

Debt Collector
Silent Call
Scam
Unknown

Caller Names

ARC
Houston TX
claimed to be with ARC Collec…

Rate this number — +12817688939

Recent Reports for (281) 768-8939

12817688939 Debt Collector ARC

The lady on the phone was very rude, she say the account is under my husband name.

12817688939 Unknown

Although they've called multiple times, no voice mail has been left, except for one instance where a recording of a phone ringing was left as a voice mail.

12817688939 Debt Collector ARC

This time, a message was left by the debt collector.

12817688939 Debt Collector claimed to be with ARC Collections

Upon answering a call from this number, I was placed on hold before being connected with a representative who possessed accurate information about my address and former health insurance provider, but then claimed I owed a debt to a legitimate collection agency, ARC collections, based on a falsified appointment.

12817688939 Silent Call

Since early January, frequent calls have been made from this number, and despite blocking it, voicemails continue to be left, often with only silence

12817688939 Silent Call

I did not answer the call, and a voicemail of approximately one minute in length was left, containing only the sound of a phone ringing.

12817688939 Scam Houston TX

When i answer the call, a recording come on, saying i am caller number 4, 5, 3, etc, waiting to speak with a representative, this is ridiculious

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