Unexpectedly, many recipients report identical voice‑mail scripts from a caller claiming to be John Thomas of a legal processing firm. The pattern points to a classic debt‑collector scam that relies on intimidation and vague legal threats. Never share personal or banking details, and insist on a written debt validation notice mailed to your address before engaging further. Use your phone’s built‑in call blocker or a third‑party app to stop repeat calls, and consider filing a complaint with the FTC and your state attorney general. Keep records of every interaction, and if you suspect fraud, report the number to your carrier and local law‑enforcement.
I think i was contacted by legal services or somethin like that, they called me and i hung up on them about a month ago, now i recieve a garnishment fax to my employer, can someone help me, they trying to take 25% of my paychecks
In cases where the caller refuses to provide their address, it can be challenging to resolve debt-related issues, as I have experienced difficulty obtaining a fax number or address to submit proof of payment.
It's crucial to request a written Debt Validation Notification that adheres to the Fair Debt Collection Practices Act via US Mail before engaging with debt collectors, and consider sending a Cease Communications letter if necessary.
I suspect this might be a scam, as they claim to be attempting to settle an old payday loan, which is an issue I've been scammed over before, resulting in a loss of $500.