Loan Approval Scam Calls—How to Spot Them!

Summary — +13213965197

Untrustworthy
Caller Name: Scam
Caller Type: Scam
Location: United States
Reviews: 35

Expert Opinion

Watch out for any call that claims you’ve been pre‑approved for a loan you never applied for. These scripts usually feature a fast‑talking voice, a fabricated name like "John Smith" or "Brad Johnson," and a request for an upfront payment via gift cards or money‑gram. Never send cash or personal info before you’ve verified the lender through official channels. Hang up if the caller becomes aggressive or uses vulgar language, and block the number immediately. Report persistent offenders to your phone carrier and the FTC to help curb these scams.

Caller Categories

Scam
23×
Telemarketing
Harassment Call
Prank Call
Advertising

Caller Names

Scam
Kelly (scam)
Cash Max
Cash Advance America
Telemarketer

Rate this number — +13213965197

Recent Reports for (321) 396-5197

13213965197 Scam NCPT

These callers have now used five different numbers, attempting to trick people into responding, but their methods are transparent and unconvincing.

13213965197 Scam Could not understand

A man with an Indian accent contacted me, claiming that my mother was eligible for special medication due to her breast cancer. However, I became suspicious when he requested personal information and aborted the call.

13213965197 Scam Social Security Office

I recieved a robocall from the so called Social Security Office, telling me I needed to contact them ASAP, or I will be arrestd, it was very dramatised, I didnt belive it

13213965197 Scam

A person claimed to have gotten a loan of $4000, but every one els says its a scam, so I didnt beleive them

13213965197 Scam Kelly (scam)

It seems likely that "Kelly" is involved in scamming activities, possibly as the mastermind or one of the perpetrators, by confirming a loan on this platform to deceive others into falling for the trap. Hopefully, no one else will be deceived

13213965197 Scam Kelly (scam)

It is surprising that the person who commented about receiving a loan did not realize it was a scam, especially considering the request for an App Store or iTunes gift card as payment.

13213965197 Scam Cash America

For the past week, I've been receiving calls from this number, with a proposal to lend me three thousand dollars over twenty-four months at a monthly payment of one hundred fifty dollars. They requested an initial payment of seventy-five dollars, which I couldn't afford, so the assistant manager suggested purchasing an app store and iTunes card for fifty dollars and sharing the card number. After doing so, I was informed by Cindy that the funds would be deposited into my account within an hour. However, after waiting two hours, the money hadn't arrived. Upon calling back and speaking with Cindy, she claimed the funds were there but required an additional two hundred dollars to be deposited, contradicting our initial agreement. She attempted to interrupt me before hanging up, and subsequent calls were ignored. Authorities should take action against these scams, as I receive numerous calls daily, most of which I don't answer. Initially, I thought this one was legitimate, even checking the number online, where others reported receiving up to four thousand dollars.

13213965197 Scam Actin auto

This is a scamming attempt.

13213965197 Scam Credit action

This entity has been identified as a fraudulent operation.

13213965197 Scam Scam

This is a scam, they call me 5 times a day, along with another number, it need to stop

13213965197 Scam Neal

A purported loan approval of $5000 was offered, but it required the purchase of i-tune cards for insurance and processing, raising suspicions of a scam.

13213965197 Scam Max cash

Apparently, Mark Johnson rang me after i applied for a loan online, telling me i got the loan, but first i have to pay 100$ for paperwork, which i would get back the next day, but now i have to change my accounts and i'm out 100$, wich i didnt have.

13213965197 Scam Scam

This is unquestionably a scam.

13213965197 Scam 321-395-5197

A call instructed me to call back immediately to confirm depositing money into my bank account, but it seems like a scam since I have no idea what it's about.

13213965197 Scam Cash advance america

I talk to a Johnathan smith who have a indian accent, he ask me to buy a 25.00 itunes card and i would get 1,000.00 in minute, but it was a scam, he even ask my daughter to do perverted thing

13213965197 Other

It appears there's been a misunderstanding regarding loan acquisition; it's crucial to understand the legal aspects surrounding loans and beware of potential scams

13213965197 Scam

The moment a payment of $256 was mentioned, it was clear that this was a scam, as it is illegal to require payment for a loan, grant, or prize

13213965197

Could you please tell me if you actually received a loan and how much it was for

13213965197

I actualy got a loan from them, no issues

13213965197 Scam John Smith

Received a call instructing me to purchase a prepaid Visa card, which I suspect may be a scam

13213965197 Debt Collector

Every day i get calls from this number and they are taunting me

13213965197 Scam Cash Advance America

Receiving continous calls from them, they claim I have a loan thats need to be payed

13213965197 Unknown 321-396-5197

Apparently you gotta watch yourself when talking to people on phone, dont fall for they bs by being aware!

13213965197 Harassment Call

VERY Vulgar language was used when I told them the person they asked for was not known to this number, then the calls kept coming back to back, I finaly just took the phone off the hook, what right do these fools have to make my landline phone un-useable with no way to trace them, I cant report them to anybody because the numbers are BOGUS, its very anoying.

13213965197 Harassment Call

The individual who contacted me claimed I was approved for a $5,000 loan and made threatening statements, including a claim of being at my residence, despite calling multiple times in a short span.

13213965197 Advertising AFSA

Today, i recieved an email saying i was aproved for $5000 for 36 mos at $186 month, the manager name was Mark Johnson

13213965197 Scam Brad Johnson (claimed)

The individual, who introduced himself as Brad Johnson, has a surprisingly American accent, and becomes hostile when questioned about it

13213965197 Prank Call Cash Max

Repeated attempts have been made to contact me via multiple numbers and email addresses, with the scammers trying to conceal their foreign origin

13213965197 Scam Michael Anderson (claimed)

The caller claimed to be Michael Anderson, a Senior Funding Officer, and stated that I was eligible for a $5,000 loan. However, I would need to deposit $100 into my bank account to cover insurance costs, after which they would deposit the loan amount. The caller had a noticeable foreign accent.

13213965197 Scam Cash Max

A man with an Indian accent, claiming to be John Smith from CashMax in Sherman, Texas, called me, attempting to scam me into sending a $110 down-payment for a $1,000 loan. The scam involved rude behavior and swearing, requesting additional funds to repair credit

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