Unexpected loan offers? Spot the scam fast!

Scammers now have acces to my banking informations

A text message was sent, asking questions and eventually requesting sensitive banking information, a clear sign of a scam

This person called me and told me I was aproved for a loan, but I think it was a scam, I gave them all my informations and now I'm worried, what shoud I do now?

The offer of unsolicited money, accompanied by a desire to manipulate your bank account, should raise significant suspicions and prompt cautious action.

An email notified me of an approval for $5000, but the subsequent conversation revealed a requirement for my bank information and a request to send $1000 via a Target gift card, supposedly to establish credit.

The caller asserted I was aproved for a loan, then requested my social secuity number, bank routing number, and account number, but hung up when I questioned the necesity of this information.

Legitimate loan companies would never request money laundering, a tactic characteristic of scammers who promise fake deposits, leading to account freezes and financial losses

It's highly unlikely that legitimate loan companies would contact individuals out of the blue to offer loans; does that sound plausible to you?

I'm suspicious of this loan approval, as I was approved for $2500 but told I'd receive $1000, which I'd have to return.

Receiving an email about an approval without prior interaction is confusing and sad, as it indicates potential scamming activities.

After being approved for $7000, I received $1400 and was instructed to take it to Walmart to return, with the promise of receiving the full amount later. However, I'm unsure if I should proceed with this transaction through my bank.

This guy is a foreigner, sounds like hes from the Middle East, uses an American name, James Thomas, sends you a text when youre vulnerable, promising to deposit $900 into your account, but its all BOGUS!

They told me I was aproved for a $10000 loan, but then they asked for my online banking username and password, I said no way, they gave me some story about losing money because someone wouldnt give them that info, then they told me they needed it to start the loan application, I told them to get lost and hung up.

The claim that an upfront loan payment is required is fraudulent and likely a scam, so it is advised not to send any more money

After being informed that I was approved for a loan and following the requested steps, including sending $750, I'm now being asked to send additional funds.

Clearly a scam, the guy sends loan approvals and then asks for banking login credintials, getting angry when you dont comply.