Why "Lower Interest" Calls Are a Trap!

Summary — +14084185644

Untrustworthy
Caller Name: Lower Interest
Caller Type: Telemarketing
Location: United States
Reviews: 20

Expert Opinion

These calls are classic tax‑relief scams that disguise themselves with offers like lower interest or IRS debt help. They often appear late at night, use recorded messages, and push a "press 7 to opt out" trick that rarely works. Never share personal or financial info, and block the number immediately. Report the abuse to the FCC and your phone carrier, and consider adding the caller to a call‑blocking app. Keep a log of timestamps and message content—this helps authorities track patterns and can protect others from falling prey.

Caller Categories

Telemarketing
Scam
Debt Collector
Unknown
Robocall

Caller Names

Lower Interest
Unknown
They were talking about some …
Tax Renegotiation Center
Tax Renegotiation (somethingo…

Rate this number — +14084185644

Recent Reports for (408) 418-5644

14084185644 Telemarketing Back taxes (scam)

Two calls were received tonight, one at 10:24 pm and another at 11:55 pm, both with recorded messages about back taxes; although the message provided an opt-out option, I will still block the number due to the inappropriate timing of the calls

14084185644 Harassment Call

Like others have posted, I received a call after 10 pm PST and again at midnight, which seemed suspicious and likely a hoax.

14084185644 Debt Collector

Somebody called after 10PM, the call claimed it would help eliminnate IRS debt

14084185644 Scam Tax Renegotiation Center

Throughout the evening, I received multiple calls from this number, with the caller claiming to be from a tax renegotiation center; despite opting out, I remain uncertain about the outcome.

14084185644 Telemarketing

I recieved two calls, one at 11:30pm and another at midnight, which was particualrly distressing given my current familey circumstances

14084185644 Advertising Lower Interest

At 12:03 am on 9/10/13, another call was received, mirroring previous experiences

14084185644 Debt Collector Lower Interest

The call came in at 11:17 pm on 9/9/13, caller ID showed phone number as 408-418-5644, when a call comes in this late at night you immediatly think something has happend to a loved one especially with parents in their 90's, recorded message saying they can help with my tax debt, which i dont have, and Obama's tax breaks

14084185644 Telemarketing

I got a call from 408-418-5644 at 10:24pm, the caller ID said lower interest, it was a recorded call, i'm going to file a complaint with the FCC

14084185644

Apparently, I'm not the only one with this experience:

14084185644 Scam They were talking about some representative to call me about my IRS liability.

On the evening of 09/09/2013, I received a call from 408-418-5644 regarding an IRS issue, which coincided with my ongoing negotiations with the IRS to postpone my tax payment, and I was expecting a legitimate call from an IRS representative.

14084185644 Robocall IRS (claimed)

The call came in at 10pm, and woke me up, it was a recording about IRS debt and Obama.

14084185644 Scam

They continously call me, this time i just ignored the call, they seem to be part of a big scam ring involving USA, Nigeria and South Africa

14084185644 Scam

These individuals are targeting people again, leaving messages about tax debt interest reduction on my 13-year-old granddaughter's phone

14084185644 Telemarketing LOWER  INTEREST

It's puzzling how they obtained my unlisted landline phone number.

14084185644 Telemarketing Tax debt (scam)

Today, I received a voicemail claiming I could resolve a tax debt I don't actually have; I've since set my phone to silence calls from unknown numbers and will block them if they persist

14084185644 Telemarketing Tax Renegotiation (somethingorother)

They called me for the first time today, they left a message that was partway complete after my voice mail greeting finished playing, they have changed they game now though, instead of offering Credit Card Services, they are now offering to help you with your Tax Debt

14084185644 Telemarketing "Lower Interest Rates"

This is a scam, why cant we take action against companys like this?

14084185644 Unknown

The caller ID wasnt avalible, so I didnt answer

14084185644 Telemarketing Cardholder Services

For those seeking information about this scam and its perpetrators, it is recommended to consult the following websites:

14084185644 Telemarketing Lower Interest Rates

The caller ID displayed 'Lower Interest Rates' at 1:15PM CDT, which was a clear indication of their intentions; the number has been added to the blocked list, as the Do Not Call registry seems ineffective against such scammers.

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