The distinction between a multi-level marketing scheme and a pyramid scheme lies in the fact that the former involves the sale of a product, in this case, insurance policies, although their value is uncertain, and success relies heavily on recruiting others to sell, with the individual shouldering all expenses as an independent contractor.
Is American Income Life a scam recruiter?
Summary — +15136717220
Expert Opinion
Block unknown recruiters and verify their legitimacy before replying. Many callers using the +15136717220 line pose as insurance agents offering commission‑only positions that often turn out to be pyramid‑style schemes. Keep your personal data safe by never sharing Social Security numbers, banking info, or resume details until you confirm the company through official websites or a trusted phone directory. Use your carrier’s call‑blocking tools or third‑party apps to silence repeated numbers, and report suspicious calls to the FTC or your state consumer protection agency. A quick online search can reveal red flags and save you time, money, and hassle.
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Rate this number — +15136717220
Recent Reports for (513) 671-7220
Multiple attempts have been made by this caller to solicit work, exhibiting behaviors reminiscent of pyramid schemes and including unsolicited texts
This company is notorious for its questionable business practices, operating on a commission-only basis that resembles a pyramid scheme
An email from Kevin Holtz, a state general agent with American Income Life, proposed an interview, but the number was not called due to warnings from others and lack of interest in the insurance business.
All the comments seem to be saying the same thing, but what's not mentioned is that it's a 100% commission-based job, with no pay for training and licensing fees to be paid out of pocket, making it a costly venture with little to no income for months.
I got a call from AIL, they wanted to set up an interview, but i just posted my resume on Monster, and i dont think it's legit, thanks for warning me
Unfortunately, I fell victim to this scam. They deceived me, claiming it wasn't a sales position, but after traveling an hour and a half, I discovered it was indeed a sales job with 100% commission. They knowingly mislead people to get them to show up. Don't make the same mistake I did!
I got the same call with the same story, the woman didnt seem to want to answer my questions, but she said the manager Scott Rayberg emailed me about the position, which i never recieved, i only acepted the interview because i wanted to work, but now i think i wont show up and il just enjoy my time in Mexico and continue my job search
Must stop with the calling
The identity of the caller remains unclear, as they set up an interview without providing a follow-up email with location details, instead leaving a voice mail reminder.
My home recieve a call from this number, i dont want any sales calls
A lady called me for a sales job interview, but lost interes when I mentiond my mobility issues
During the call, a woman inquired if I was still interested, to which I expressed openness to new possibilities, but she abruptly hung up
An elderly lady offered me a managment postion over the phone, but becam rude and hung up when questioned about the oppertunity
Despite the concerns raised by other commenters, I received a call from this number claiming to be about Safety Kits, which has left me feeling uneasy after researching the topic
The call was made, but no voice mail was left; given my lack of involvement in the insurance business, it's probably for the best
they call every 15 min, 3 times a day
I recieved a call from this number to set up an interview, the caller didnt answer my questions well, the company was Torchmark, they were looking for an entry level management position, everything seemd very vage
Apparently, insurance companies are always on the lookout for new recruits, but alot of new hires quit once they realise what they got themselves into, thats because it's lousy work, and most people dont wanna do it
Recently, I received a call from someone at AIG, despite having posted my resume on Monster, but I'm currently pursuing a career as a power lineman utility worker and unsure about returning the call
Receiving the same message, it seems pointless to contact individuals for positions they are not qualified for or have not expressed interest in, as was my experience with a lady who called me about an insurance position despite my background in the medical field.
Today, I received a call and a message from a woman who wanted to schedule an interview, allegedly from American Income, likely an insurance company that obtained my number from a job search site.