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M&T Bank debt collector calls—what’s really happening?
Summary — +18002206004
Expert Opinion
Ever wonder why the same number keeps popping up on your caller ID? The pattern points to M&T Bank’s mortgage collections department, which often reaches out during the grace period or even after a payment has been posted. While the calls are technically allowed under many loan contracts, they can feel like harassment, especially when no voicemail is left. Ask for written verification before sharing personal data, and request to be placed on a do‑not‑call list. If the calls persist, consider filing a complaint with the CFPB or your state regulator. A quick block on your phone can also give immediate relief.
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Rate this number — +18002206004
Recent Reports for (800) 220-6004
Making timely mortgage payments would likely prevent these calls; since the issue seems to stem from past-due payments, it's possible that the contract terms were not fully understood and should have been explained by a lawyer
The service provided by M&T Mortgage Services is subpar, with harassing calls starting just into the 15-day grace period, which can have severe effects on one's well-being
This number keep's calling me, but I have never had any account or mortgage with M&T Bank
Following an ignored call from this number, I searched online and discovered it belonged to M&T bank, so I called back to confirm its authenticity, which was verified, although I have no connection to the bank
It's possible that the frequent calls are related to consistent late payments, as they might not bother if it were an isolated incident.
According to mortgage contracts, the grace period dont affect the due date, lenders will reach out to customers once the due date has passed, even if they have a grace period
FOLLOWING a call from 800-220-6004, I discovered it was M&T mortgage, which is ironic since I made my payment yesterday, still within the graace period.
My office received a call inquiring about mortgage payments, which I found unprofessional, particularly since they had not contacted me via email or my personal cell number prior to this.
I recieved a call from M&T Bank, but i'm not late on my payment, it dont make sence
The caller left a voicemail on the 6th, addressing me as 'Miss Alexander' despite my being a male, and requested a callback concerning my mortgage, which is up to date.
Despite having no mortgage, I received a call from this number, which left no message, raising questions about the caller's intentions.
Dealing with M&T Bank from Buffalo, NY, has been a nightmare due to their utterly unprofessional behavior, which is not only harassment but also exacerbates my existing health conditions. Despite sending them multiple letters requesting they cease their intimidation tactics, they persisted, failing to provide direct contact numbers or extensions and disregarding voicemail instructions. The experience included being hung up on multiple times and a pattern of losing crucial loan modification documents. Ultimately, they closed my case citing lack of information, which was unjustified given the extensive paperwork I had provided.
Today, I made a payment and shortly after, my phone rang while I was in a meeting with my supervisor, fortunately, it was on silent mode, but I am puzzled by the bank's persistence in calling without leaving a message.
I've started receiving calls on my work phone twice daily, with one instance where the caller hung up, despite my mortgage being up to date with a different lender.
Despite not having a mortgage payment, I continue to receive calls from this number, which is likely a mistake or a scam.
I've been getting call's from this number every month, they can see my payment history
Our office phone receives daily calls from this number, despite none of our staff members providing it to anyone
I also received a call stating my mortgage payment was overdue, despite being within the grace period, and the caller inquired about when I planned to make the payment.
In my experience, M&T has poor customer service.
It's infuriating that even after paying my M&T mortgage, I still received calls from this number the same day, indicating a lack of coordination or consideration.
A message was left on my office voicemail by a woman claiming to be Amy from M&T, requesting a callback regarding a mortgage loan, but the subsequent conversation raised significant concerns about a potential scam
A representative from this number called, stating they were required to call despite the grace period, and claimed that each bank has its own guidelines.
Upon rejecting the call due to an unrecognized number, a message was surprisingly left, prompting a callback, which led to a request for a loan number that was not readily available.
M & T has incorrectly reported a late payment on my credit report, which they refuse to remove
In my experience, this institution has been the most difficult to deal with, and their customer service has been appalling
It appears that M & T Bank initiates calls around the 4th or 5th of the month if your payment is due on the 1st, even if you're still within the grace period, which is my experience with their monthly reminders.
It appears that M&T Bank is engaging in questionable practices, such as selling notes within their institutions and making excessive calls to customers before their mortgage payments are due.
M&T Bank Consumer Asset Management Company claims I'm in default on my mortgage, despite being up to date on payments, indicating a potential record-keeping issue
This number is associated with a mortgage company.