Capital One fraud calls – how to verify legitimacy!

Summary — +18002397054

Neutral
Caller Name: Capital One
Caller Type: Scam
Location: United States
Reviews: 300
Carrier: —, Region: —

Expert Opinion

Unexpectedly, the same 800‑239‑7054 line shows up in both legit Capital One fraud alerts and scam reports, creating a confusing gray zone for consumers. The number is listed on Capital One’s official fraud‑protection page, so a call from it could be genuine, especially if you’ve recently applied for a card or placed a fraud alert. However, scammers often mimic that script to harvest personal info. Always verify by hanging up and dialing the number on the back of your card or the main customer‑service line. Limit what you share—request a official email link or ask for a reference number before proceeding. Stay skeptical, but don’t ignore a real alert.

Caller Categories

Scam
129×
Customer Service
60×
Financial
37×
Company
13×
Debt Collector
12×

Caller Names

Capital One
60×
block
32×
Capital One (claimed)
19×
Capitol One
10×
allow
10×

Details

Location: United States
Number type: ratings.phone_number_type_list.3

Rate this number — +18002397054

Recent Reports for (800) 239-7054

18002397054 Scam Capital One (claimed)

This is not a legitimate operation; if you're posting about it, you're likely involved in the scam, so beware of sharing personal information

18002397054 Scam Capital One

This is a clear case of scamming, where the perpetrator sends a legitimate-looking letter claiming potential identity theft and then requests sensitive information over the phone, including Social Security numbers, which is a red flag.

18002397054 Scam Someone claiming to be Capital One

For those who have been contacted by these scammers, it is recommended to reach out to Capital One's Fraud Hotline at 1-800-427-9428.

18002397054 Debt Collector Capital One.

It's a scam, dont give them your informations, just call capital one directly instead

18002397054 Company Capital One

Fortunately, I didnt beleive the negitive comments about this number, its actually a legitamate number from Capital One's credit protection department, they contacted me to verify some changes to my account.

18002397054 Company 8002397054

The legitimacy of the call and the number was verified.

18002397054 Scam Capital one

A call requesting sensitive information, including Social Security and ID, was identified as a scam after further investigation.

18002397054 Customer Service Capital One Fraud Dep.

After applying for a new Capital One card and requesting it be sent to my temporary address due to frequent work-related moves, I received a call from their fraud department. Initially, I was cautious, thinking it might be a scam, but after verifying through the number on my existing card, I was able to confirm the legitimacy of the call and proceed with verifying my temporary address.

18002397054 Customer Service Capital one

For those who have applied for a credit card or made account changes, this number is likely from the Capital One Fraud Protection department

18002397054 Financial Capital One

Upon returning a call to 800-239-7054, the recipient seemed familiar with my identity; unfortunately, I provided the last four digits of my social security number and birthdate, but became skeptical when asked to send identification or visit a bank

18002397054 'Capital One'

The message from this number said they were from Capital One Fraud, but when I returned the cal, they asked for my full identy, it's prety suspecious

18002397054 Company capital one

Legitimacy of this number is confirmed, it seem

18002397054 Customer Service Capital One Fraud Department

Following my online application for a Capital One Card, which was approved, I received a call from an unknown number; the caller, who claimed to be Gary from the Capital One Fraud Department, left a voicemail with a 14-digit case number and instructions to call 1-800-239-7054.

18002397054 Debt Collector Capitol One

I think these guys are collection agencies undercover, if you dont pay your bills on time, they will get your or your famileys informations

18002397054 Financial Capital One - Fraud dept

Although this number is legitimate and belongs to CapitalOne, their current practice of requesting full credit card numbers over the phone raises concerns and is advisable to refuse, opting instead for more secure verification methods.

18002397054 Scam

Having a legitimate number does not necessarily mean the call is legitimate, especially with the prevalence of caller ID spoofing in fraudulent operations.

18002397054 Scam CAPITAL ONE

A caller from an unknown number asked for my social security details to verify a CAPITAL ONE credit card application, which I had already been approved for, prompting me to believe this is an internal scam.

18002397054 Unknown

Multiple users have reported receiving the same call with identical voicemail information from this number.

18002397054 Customer Service Cap 1

It appears this number is associated with the NEW Card fraud department, specifically for businesses.

18002397054 Scam "CapitalOne"

Someone cald, claiming to be from CapitalOne Customer Fraud Protection, sayin somone had opend a credit card account using my personl info, and askd me to cal this numbre

18002397054 Financial CapitalOne

This number is legit, CapitalOne call me to verify my identity, they want to make sure someone dont try to get a credit card in my name

18002397054 Scam

I also received the same fraudulent letter; these individuals are clearly attempting to scam people and should be ignored, as their actions are deplorable and warrant condemnation

18002397054 Customer Service Capital One

I actualy requested a credit line increse, and this call was legit, I was aproved after ansering their question's.

18002397054 Debt Collector Capitol One Fraud Dept

A voicemail from a claimed Capital One Fraud Dept representative asked me to call back with a 14-digit ID, but I'm cautious as I don't own a Capital One card and have recently experienced visa compromises.

18002397054 Scam Capital One

Upon receiving two voicemails on my cell from this number, they claimed to be from Capital One's fraud protection departement, but it seem's kinda fishy to me

18002397054 Financial capitol one

For any inquiries, the number to dial is 1-800-2399-7054

18002397054 Customer Service capitol one

A female representative, claiming to be Blair, provided a case number and asked me to fax my driver's license to a specific number; I'm unsure what's happening.

18002397054 Financial Capital One

This number is legit, i recieve a letter from Capital one, they say a credit card was open in my name, i call the Capital one fraud dept and they help me fix the problem

18002397054 Unknown

Although this number is listed on their website, the letter in question appears suspicious and warrants further investigation.

18002397054 Customer Service Capital One

Capital One's fraud policy's are pretty rediculous, they made me jump through alot of hoops just to make a payment, i had to get my client to call the bank and confirm the payment, which is just alot of hassle

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