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There's an offer for lower interest rates
Is that US Bank call a scam? Learn the signs!
Summary — +18002858585
Caller Name: Card Member Services
Caller Type: Scam
Location: United States
Reviews: 138
Carrier: —, Region: —
Expert Opinion
Picture your phone lighting up with a call from 1‑800‑285‑8585 claiming you can lower your credit‑card interest. The message often sounds official, using names like Card Member Services or US Bank, but the pattern matches a classic scam: a recorded prompt followed by a request for personal data such as your card number or Social Security. Never share that information unless you’ve independently verified the caller with your bank’s official contact number. Add the number to your phone’s block list, register on the Do‑Not‑Call registry, and report the call to the FTC. Staying skeptical and protecting your accounts are the best defenses.
Caller Categories
Caller Names
Details
Location: United States
Number type: ratings.phone_number_type_list.3
Rate this number — +18002858585
Recent Reports for (800) 285-8585
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Despite being registered on the national do not call list since April 2010, this number consistently contacts me with offers to reduce credit card interest rates, which seems suspicious. When attempting to call back, a recording requests my credit card information, a clear red flag. It appears this call is illegal and not an isolated incident, as they frequently call my number multiple times a week, leaving messages when I don't answer.
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Apparently, someone is posing as US Bank using a caller ID spoofer for the 1800-285-8585 number, claiming they can lower your interest rates, which is a blatent lie, US Bank usualy only calls if you are past due or there is some potential fraud on your account
18002858585
Telemarketing
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Repeated calls from this number have become irritating, featuring a recorded voice that is quite annoying.
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Despite not having any credit cards, I received a call from a supposed toll-free number, which is quite surprising
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A scam has been reported by US Bank, involving fake caller IDs that claim to be from the bank but are not legitimate.
18002858585
Silent Call
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Today, they called, but it went straight to voicemail, where they left a 'message' of dead air; I am on the do-not-call list.
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Monitoring your accounts, including bank accounts, is crucial, and this can be done online with the right security measures, such as a firewall and reliable antivirus software like AVG.
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Notably, this credit card scammer's tactics were familiar, as I have encountered numerous similar calls in the past, prompting me to block the number.
18002858585
Card Member Services
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Multiple calls have been received over the course of several days from this number.
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I got a call from 800 Service, they said they can lower my interest rate, but it seem's like a scam.
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It is crucial to protect personal information, especially social security numbers, and never disclose them to anyone. If you have any accounts in your name, it is recommended to close them immediately to prevent potential fraud.
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Despite having no outstanding balance on any credit cards and expressing disinterest, calls continue to be received, suggesting these interactions are designed to deceive rather than assist.
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Recently, a phone call was received from a woman who requested sensitive information, including a social security number, and it has caused significant distress and worry about potential consequences.
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A female voice introduced herself as a representative of my credit card company, although she failed to specify the company's name, and offered a limited-time opportunity to reduce my interest rate
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Someone claiming to work with my credit card providers called, wanting to lower my interest rates, but seemed suspisious.
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They claim that they can lower my intereset rate on my credit cards to 6.5% if my balanses are over $3000.00, but it sounds to good to be true.
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My credit card interest rate will be reduced.
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More related reports
Same caller name: Card Member Services
Same category: Scam