Never ignore a letter that references a credit application you never made. Verify the caller using the official phone number listed on the bank’s website before you share any personal data. If the number matches the Synchrony Bank fraud department, call the verified line and ask for a reference number; provide only the last four digits of your SSN if absolutely required. Immediately place a fraud alert with the three major credit bureaus and consider a credit freeze. Keep copies of all correspondence, and report suspicious letters to the FTC and your state attorney general. Stay vigilant, and remember that legitimate fraud departments will never pressure you to give full SSN or payment info over the phone.
Apparently TJX Rewards called me, it sounded really suspicious!!
I recently recieved a letter from Dick's Sporting Goods, which was unexpected.
They called me, dont know what they wanted though
A letter was received from Lowes, GE Capital retail bank, requesting additional information to process an application, and the representative had access to sensitive information such as the last four digits of my license number.
GEMB's handling of accounts is subpar, as evidenced by the plethora of complaints online, with many citing instances of fraudulent charges and removal of mailing addresses from their records, ultimately leading to unresolved issues.
Apparently, this is a line used by credit servicers, as evidenced by a call I received today to confirm a credit card application I had submitted the previous day, with the company utilizing GE Creditors as the card's distributor.
Correspondence from LOWE'S/GE Capital Retail Bank Creditor requested a call to the same phone number, despite having no affiliation with Lowes or any outstanding accounts.
Receipt of a letter from AE Outfitters, Inc., related to a GE Capitol Retail Bank credit issue, was puzzling since there is no account or credit application history with American Eagle Outfitters.