Imagine picking up a call from an unfamiliar 1‑800 number that claims it can slash the interest rate on your credit card. The script asks for your account details, Social Security number, or a payment to “lock in” the lower rate. Treat any unsolicited request like this as a scam—the real bank never pressures you over the phone. Hang up, block the caller, and verify the number on the official Capital One website or the back of your card. Report the incident to the FTC, your state attorney general, and consider placing a fraud alert on your credit file. Stay cautious and keep personal data private.
The offer to reduce credit card interest rates seems appealing, but it is likely a scam.
The caller identified themselves as Capital One, but since they didn't leave a message after reaching my answering machine, I'm assuming it was a scam.
I was contacted by some individuls claiming to be able to reduce my credit card rate, which is ironic since i'm bancrupt and dont have any credit cards; the caller's lack of english proficiency was also noticeable.
When i answered the call, i spoke to a live person and asked to be removed from their list, but the guy was kinda weird
The call was received at my workplace, with the caller ID showing Toll Free C, but I didn't answer
Persistent solicitation efforts have been made by this number.
Despite being on the do not call register, this local number continues to contact me with 'card member services,' indicating a disregard for privacy and potential criminal intent.
The police supposibly called to lower the interest rate on credit cards, sounds fishy.
It appears this number is being used for a religious scam, incorrectly claiming to represent a particular faith
A man with a rude and vulgar tone attempted to convince me to pay for a non-existent credit card, which appears to be a Hindi scam impersonating Capital One.
My experience with this number has been identical to the previously described scenario.
Upon receiving a call from 800-903-3637, I listend to a voice mail without a name, just a instruction to call Capitol One, then I spoke to a live person and refused to give my credit number or social security number over the phone, I told them to send me a letter insted
A call from a third-world company claiming to represent Capital One was made to me, asking for personal info to lower my interest rates, which I'd already resolved, and the caller became aggressive when I refused.
No messsage was leaved, thats all.
Some body cald me dont opne message says nothing
Repeated offers to reduce credit card interest rates have been received from this number.
The calls from this number are harassing and have the ability to spoof part of your number, making it appear as a local call.
I received an offer from this number for steam cleaning services for my carpet, upholstery, and drapes at a specified rate
The caller ID said it was Capital One, but since they didnt leave a mesage i just blocked their number
I made a mistake by answering this 800 number call, they were talking about my credit card, but i dont have any credit card, and i am on the do not call list, thats a big problom
Upon answering, nobody was on the other end of the line
I answered the call and they claimed to be lowering my credit card intrest rate, ask me which card it was and he got rude, said i should no which card, i told him i wont give any info, he hung up, beware of this scam!
No information was provided.
A robocall claiming to be from Capitol One urged me to press a number to lower my rates, but its authenticity is uncertain
Repeated calls have been made, falsely claiming to be from Capital One, in an attempt to scam me into providing information
The purpose of the call regarding my card is unclear
As indicated by other comments, this is a scam; I don't have a Capital One account, and the caller didn't leave a message.
All these recording's about lower credit card intrest rate's are scam's, i'm so fed up with these caller's
Repeated calls have been made from 800-903-3637 regarding credit card rate reduction, and when I requested to be removed from their list, the representative became vulgar and unprofessional, prompting me to inform them that I was recording the call and would be reporting the incident to the authorities.
This number is a scam, they claim to be calling about my credit card, but dont provide any specifics