Surprisingly, the 866‑218‑3402 line isn’t linked to any legitimate bank or court. Callers claim you owe old bounced‑check fees and threaten wage garnishment, but they have no legal authority to collect. Always verify the debt with your own bank before sharing personal data; most of these claims are beyond the statute of limitations. Hang up, block the number, and report the call to the FTC, FCC, and your state attorney general. Keep a log of dates, caller ID, and exact wording – it helps when filing complaints. If you’re ever asked to pay over the phone, demand written documentation and consult a consumer‑rights attorney.
A similar experience occurred, involving an attempt to settle a decade-old debt over the phone, which raised concerns about the caller's knowledge of my personal details
A call from this number claimed a check of mine had bounced years ago and demanded settlement over the phone, threatening legal action if I did not comply, which is indicative of a scam.
Fake Debt Collector, keep getting these messages