Genesis Credit calls: Is it legit or a debt‑collector trap?

Summary — +18665026439

Risky
Caller Name: Genesis Credit
Caller Type: Debt Collector
Location: United States
Reviews: 30
Carrier: —, Region: —

Expert Opinion

Surprisingly, the flood of calls from 866‑502‑6439 mostly points to a debt‑collection operation tied to a company that identifies itself as Genesis Credit. Callers repeatedly claim a past‑due balance, mention “Bank Card Services,” and often refuse to provide clear account details. Victims should never share Social Security numbers or payment info over the phone, request a written validation notice, and log each call’s date, time, and script. If the call feels vague or aggressive, it may be a scam—hang up and block the number. Reporting the number to the FTC and your phone carrier can also curb future harassment.

Caller Categories

Debt Collector
10×
Scam
Unknown
Silent Call
Company

Caller Names

Genesis Credit
Genesis
Genesis Card Services
Bank Card Services
Unk.

Details

Location: United States
Number type: ratings.phone_number_type_list.3

Rate this number — +18665026439

Recent Reports for (866) 502-6439

18665026439 Unknown Gennisis

The number 866-502-6439 has been identified as a source of unwanted calls.

18665026439 Scam 8665026439

The company, which can be reached at 8665026439, is evidently engaging in scamming activities by requesting social security numbers over the phone.

18665026439 Indigo Genesis Bank

The name mentioned was Indigo Genesis Bank

18665026439

The calls from this number are frequent, often with no one speaking on the other end; occasionally, someone answers, and when I ask them to stop calling, they disregard my request and continue to call

18665026439 Debt Collector GENESIS FS CARD

A call was received with no message left, followed by an abrupt hang up.

18665026439 Scam Genesis Credit Services

Genesis Credit card Service reached out, but when I returned the call, an automated system requested my account number, which I couldn't provide since I have no accounts with them.

18665026439 Scam Genesis Credit

Although no message was left, Genesis Credit appeard on my caller ID, and I chose not to return the call due to concerns about scams.

18665026439 Scam

My voicemail transcript indicates a potential scam related to equipment, which I didn't respond to due to the unrecognized number.

18665026439 Jared

My experience with this number was identical; despite liking the jewelry, this encounter has discouraged me from shopping at Jared again.

18665026439 Unknown Unk.

The voicemail featured heavy breathing from the caller, who seemed to be outdoors, leaving me uncertain about their identity and frustrated with scammers.

18665026439 Debt Collector Genesis for Jared

Apparently, Jared's company has terrible customer service outside of their store, as we were supposed to receive a full credit for a returned ring but were instead sent to collections.

18665026439 Unknown Genesis Credit

I recived a call from them today, knowing i have an account with Genesis and that it's current, i answered, but the call disconnected after 10 seconds of silence

18665026439 Debt Collector Genesis Card Services

I dont know why genesis card services is calling me, my bill payment is not due for another week, after reading the comments i will block them

18665026439 Scam Genesis

Despite frequent calls, the purpose of the calls remains unclear as no one speaks when I answer.

18665026439 Debt Collector Genesis Card Services

I received a call from a young woman who stated that the call was being recorded and that she was representing Genesis Card Services; however, I believe someone from their financial department should have been the one to contact me regarding my account.

18665026439 Spam

The repeated daily calls from this number, often at precisely 8:45 am, have raised suspicions about the caller's legitimacy and motives. The recipient is frustrated by the persistent calls, which seem to be targeting the wrong person.

18665026439 Other

I've had the same experience.

18665026439 Debt Collector Genesis

Genesis Credit should focuse on finding Honorato Samson, thats who they realy want

18665026439 Debt Collector Bank Card Services

This number calls me every day, and I belive they are trying to reach the previouse owner of my number, who aparently owes somone named Samson Honorato a significent amount of money.

18665026439 Scam Bank Card Services

Initially, the number registered was 866-502-6439, with instructions to call back at 800-304-3096. The caller, Ryan, claimed to represent Bank Card Services, but I don't have any overdue cards.

18665026439

It's evident that they exhibit rude behavior and a lack of organization.

18665026439 Debt Collector Genisis

A message was left claiming to be from Bankcard Services, but when I returned the call, the representative's request for me to confirm my information was met with refusal, and only when they revealed the purpose of their call did I express my frustration at being harassed despite being up to date on my payments.

18665026439 Company Furniture store

The automated message asked me to hold for a few minutes, after waiting, i found out they were welcoming me to a furniture store where i had opened an account

18665026439 Scam only known as Bank Card

My mom received a call from this number, supposedly looking for me, but they refused to disclose their identity, only mentioning something about a bank card, which I do not possess.

18665026439 Debt Collector Genesis

This number belongs to Genesis, a bank card service that refuses to work with me on my past-due bill. Instead, they continue to harass me with frequent calls.

18665026439 Debt Collector Genesis Credit

I'm one day past due on my Ashley Advantage account, and they've called three times so far today, which is quite anoying.

18665026439 Scam I don't know

The callers identify themselves as 'bank card services' and claim to be calling from my jewelry store. However, when transferred, the store denies any knowledge of the call, leading me to block the number.

18665026439

The experience with this company has been utterly disappointing. Their incompetence is staggering, and it's clear they have no interest in cooperating.

18665026439 Silent Call

The frequency of calls from this number is noteworthy; despite calling twice daily, no one responds when I answer.

18665026439 Debt Collector Genesis Credit

Genesis Credit, who manages my dental credit account, is assoicated with this number, I beleive they were calling due to a late payment on our bill, which was a week overdue

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