Recent reports reveal a pattern of aggressive debt‑collection calls that reference a third‑party name and threaten credit damage. Callers use vague references to "Kayla Howard" and claim affiliation with a mobile carrier to create urgency. Never share personal or banking details with unsolicited callers, and avoid paying any fees before verifying the debt through a written notice. Hang up, block the number, and report the incident to the FTC and your state’s consumer protection agency. Keep a log of call times and scripts; this helps authorities track repeat offenders. Consider placing your number on the national Do‑Not‑Call Registry for added protection.
Refused to hand over any money and said I'd handle the payment via my bank app; the operator threatened credit damage and demanded payment, so I ended the call
These individuals appear to be a collection agency, constantly asking for a Kayla Howard, despite my repeated denials of knowing her, and they continue to call and send texts offering her credit.
