Approach calls from unknown numbers with skepticism to avoid potential traps. This one references an old Visa credit card fraud scam, likely aiming to extract personal details under false pretenses. Hang up immediately if it sounds off—scammers often push for quick confirmations or payments. Block the number right away and report it to authorities like the FTC or your local consumer protection agency. Never share card info over unsolicited calls; verify directly with your bank instead. Staying vigilant keeps you safe from these cost traps that drain accounts fast.
Previously encountered a scam involving a Visa credit‑card fraud department, with lots of filler.