Is This Debt Collector Trying to Scam You?

Summary — +13122918463

Untrustworthy
Caller Name: Merchants Credit Guide
Caller Type: Debt Collector
Location: United States
Reviews: 2

Expert Opinion

These calls are almost certainly a debt‑collection effort masquerading as a credit service. The automated script that mentions “Merchants credit guide” is a classic tactic to lend legitimacy, while the persistent hang‑ups signal a push‑y, unwanted approach. Let the call go to voicemail, then verify the company’s license and any alleged debt before you engage. If the number keeps ringing, block it and report the nuisance to the FTC or your phone carrier. Keep a log of call times and any recorded messages – they can be useful if you need to dispute or file a complaint later.

Caller Categories

Debt Collector
1×
Harassment Call
1×

Caller Names

Merchants Credit Guide
1×

Rate this number — +13122918463

Recent Reports for (312) 291-8463

13122918463 Harassment Call
★ ★ ★ ★ ★

I just posted a review on the BBB website and immediatly started recieving calls from this number, they just keep calling and hanging up without leaving any voicemails

13122918463 Debt Collector Merchants Credit Guide
★ ★ ★ ★ ★

No message was left, but upon calling back, an automated voice identified the caller as "Merchants credit guide", suggesting a potential telemarketing or spam call.

Different formats

+13122918463 +1 312-291-8463 (312) 291-8463 tel:+1-312-291-8463 13122918463

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