Most likely this is a classic debt‑collection scam, with callers pulling personal data to seem legit and then demanding payment for a non‑existent loan. Hang up immediately, do not share any info, and request a written validation notice as required by the FDCPA. Block the number on your phone and report it to the FTC and your carrier’s spam‑call service. If you suspect identity theft, place a fraud alert with the major credit bureaus and monitor your accounts closely. Keep a log of calls and share recordings with law‑enforcement if you decide to press charges.
I've had a similar experience with a cash loan scam. Despite never having taken out such a loan, they had my personal details, including date of birth and social security number, as well as my address history. After contacting the bank, they found no evidence of any debt collection, confirming it was a total scam.
It's not possible for someone to send something that doesn't exist.
The caller, Meagan Bryant, claimed I owed a significant hospital bill and wanted payment over the phone, but she was unwilling to provide proof or company information.
For a communication to be deemed valid, it must include a verbal notification at the outset, a 'mini-Miranda' warning that the purpose is debt collection and that the information gathered will be used for that end, and an explicit statement of the right to dispute the debt within 30 days, prompting a cessation of collection activities until verification is made.
Their refusal to provide proof of debt by mail reveals that they are not a legitimate company.
After attempting to call both numbers, I requested a written debt validation notice as per the FDCPA, aiming to expose their illegitimacy; one number rang multiple times before a Verizon Wireless message stated the caller was unavailable, while the other number had someone answer before immediately hanging up.
Some woman, Sasha Brown, claim's to be from Capital Solution Group, saying I owe Helzberg Diamonds, but I've never had an account with them, and they can't provide no proof
According to the lady who called, i'm being sued for an unpaid payday loan that i have no knowlege of.
Efforts to establish contact have been unsuccessful, as no information is provided regarding the purpose of the call.
The number 404-647-4998 was used for a robocall, threatening to forward information to a Chex system, indicating a likely scam, possibly involving a ported number, with the area code and exchange matching 302-235-xxxx.
A debt collector left a message, claiming to be searching for Sherrie Reynolds, but removed my number from their list after I informed them I didn't know anyone by that name
Similar to a message Hamilton received, this caller left a voicemail about checking their system.
A call from this number claimed my bank account was at risk of being reported to check systems, despite me not haveing written any checks.
The caller claimed we had an unpaid loan with Quick Credit, but we never had any dealings with them, and they even gave an old adress, thats definatly a red flag