Watch out for calls that promise to lower your credit‑card interest in exchange for personal details. These outreach attempts are typically scams that harvest personal information and can lead to identity theft. The callers often claim to represent a bank or a credit‑card issuer, but they lack verification and will hang up or use background noise if you push back. Never share Social Security numbers, account numbers, or passwords over the phone unless you initiated the call to a known, trusted number. Block the number, report it to the FTC or your state consumer agency, and consider using a call‑filtering app.
When you say hello several time, they just giggles and hang up, you can hear acces noise in the background.
My land line recieved a call from this number, but no message was left, making it a blocking candidate
Calls offering to lower credit card interest rates based on payment history are made, but the company representing these offers fails to identify itself and seeks personal information.