Imagine receiving a "pre‑approval" text out of nowhere, complete with a loan amount that sounds too good to be true. That red‑flag alone often signals a scam. Callers typically ask for banking credentials or a "good‑faith" payment, which is a classic phishing tactic. Never share passwords, PINs, or personal data over the phone, even if the voice sounds convincing. Verify any offer directly with the legitimate institution using official contact channels, and block the number on your device. Report suspicious calls to the FTC and your carrier, and consider a call‑filtering app to reduce future exposure.
It appears there's a thread related to this number and another, though it's currently empty.
A suspicious text message claimed pre-approval for a loan, which seems improbable given recent bankruptcy
I appreciate the warning - I also got a text with the same loan details, and after researching, I found the Chicago CitiFinancial office, but it's actually a scam; I've reported it to the FTC
Upon receiving a text about loan approval, discussion with a representative, seemingly from overseas, led to requests for sensitive personal and banking information, displaying red flags of a scam