?Ever gotten a robo‑call saying you owe a cash‑advance you never took? Those messages usually lean on urgency and the threat of a credit‑report hit to pressure you into calling back. The callers often have some personal data—address, last four of SSN—to seem legit, but they rarely provide a verifiable company name. Hang up immediately, never give money or personal info over the phone, and verify any debt directly with the creditor using contact details from your own statements. Report the number to the FTC and place fraud alerts with the major credit bureaus. Staying calm and double‑checking can stop scammers dead in their tracks.
I had a similar experience where the caller had access to my social security number and address, claiming to have used Experian, which prompted me to place alerts on all my credit reports.
Scammers may claim to have received a fax document or complaint and threaten legal action to create a sense of urgency, but this is a ruse to get you to call another number and pay money.
They claim I owe them money from a cash advance loan, but I never took out a loan, they have all my personal info
Knowing their actual company name and address would have been beneficial, allowing for potential legal action against them.
Two days ago, this number called me and claim i took out a loan in 2018, they knew my name and adress without me even confirm it.
Apparently, they attempted to deceive me into paying for a cash advance from years ago, despite my never having taken one out in my life. What's alarming is that they had access to my address and the last four digits of my social security number, which I didn't confirm for them
Calls were received on both my cell and my parents' home phone, urging an immediate callback before a stated deadline.
They listed my street address in voicemail and said it was urgent I call before their reporting deadline, it was pretty creepy
I recieved a message similair to the one mentioned above, stating I was overdue on a payment and needed to call in
An automated message was played, stating that my account balance was exceeded, but the callback number was not provided.