Turns out the calls are typical debt‑collector scams. Callers flash a corporate‑sounding name, threaten wage garnishment, and claim to be with a government agency to scare victims into payment. Never share personal or banking details over the phone and insist on a written validation of the debt before any discussion. If you’re under bankruptcy, the automatic stay blocks collection calls—remind them of this right and request they cease contact. Block the number, report it to the FTC and your state attorney general, and consider a call‑blocking app. Keep records of each interaction in case you need to dispute the claim later.
Evidently, the poster lacks knowledge about debt collection, as the statute of limitiations varies by state, and assignment of contracts is a complex issue, eduction is key
The validity of the statement depends on the time elapsed since the debt became collectible and the applicable State's Statute of Limitations, which varies by state
It's essential to recognize that these debt collectors cannot take legal action against you, as they purchase debts at significantly reduced rates and attempt to intimidate individuals into payment through threats of wage garnishment, which is often an empty threat.
This is a scam, as the IRS typically contacts individuals by mail, not phone
This number called both me and my husband, claiming to be from the IRS and looking for my daughter, its definitly a scam.
They have beeen trying to reach me at my workplace
They called me today also, threatening to garnish my wages, about 3 years ago I turned everyting over to debt consolidation service and they are handling all my affairs in these matters and have resolved alot of them for me
Beware, as this is a scam; returning calls from unknown numbers often leads to scams.
My workplace received a call from this number, attempting to locate me.
Given the situation, it would be advisable to let an attorney handle it, as that's what they're paid for.
As I am currently undergoing bankruptcy, this company's persistent calls are unwelcome, and I have explicitly requested that they cease contact with me and my family members, as they should be aware of the automatic stay in effect
It's apparent that some individuals have tried to deceive others by posing as legitemate debt collectors, but it's essencial to be aware that phone calls are not a valid method of debt validation
The tactics employed by these scammers are designed to intimidate uneducated individuals into making payments, as evidenced by my conversation with a representative who claimed to be 'Mary', who resorted to threats of wage garnishment and even personal insults.
This is a collection agency, they are licenced to collect, i calleed them to work out a payment plan, to avoid any issues.
Accreditation does not necessarily imply legitimacy, as it can be bought; the BBB page for this company is being updated, which may not reflect their true credibility
This is a 3rd party collection agency, not accredited by the BBB, they threaten wage garnishment and use local area codes to disguise themselves, BLOCK them
This group contacted me, seeking information about my daughter, but upon returning their call, they were unwilling to provide any substantial details.