A company is atempting to extort money from indivijuals, i recieved a call from them, claiming i owed money for a payday loan, and threatened me with felony charges if i didnt pay, this is a hughe scam and i will be reporting them
Mediation Services debt‑collector scam—how to stop it!
Summary — +18599042421
Expert Opinion
Picture this: a caller from +18599042421 pretends to be from a “Mediation Services” firm, threatens a warrant and jail time over an alleged payday‑loan debt. The script is classic extortion – no verification, high‑pressure demands, and vague legal references. Never share personal or financial data, and request written proof before any payment. Hang up, log the call details, and file a complaint with the FTC, CFPB, or your state attorney general. Block the number, and consider reporting to the FCC’s robocall portal. Stay aware that legitimate debt collectors must follow FDCPA rules and cannot threaten arrest over the phone.
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Caller Names
Rate this number — +18599042421
Recent Reports for (859) 904-2421
Verifying the legitimacy of a debt collector can be a challange, does anybody know how?
A scammer, claiming to be Lester Williams, demanded $1732.45, threatening legal action; fortunately, my attorney confirmed it was an extortion attempt, and I advise others not to engage with this number.
If there's anything I can do to assist, let me know, they was really rude and that dont make me want to give them money!
This number is associated with the State Attorney General's office.
It's worth noting that debt collection is regulated under the FDCPA, with the FTC, CFPB, and State Attorney Generals being the relevant authorities, and in cases of extortion, the FBI's IC3 cyber crimes division is involved.
It's worth noting that the FCC lacks jurisdiction over debt collectors. Therefore, the advice provided may be accurate in certain contexts, but it's crucial to educate oneself before offering guidance to avoid appearing uninformed.
The process of reporting this number is relatively quick, taking only a few seconds
It is advisable to visit the FCC website, file a complaint, and read about proper telemarketing etiquette, and the rights they posess, which acctually is none, they are not permited to inform you of a warrant for your arrest over the phone, or threaten you, you have the right to demand they send you any information in writting, and if they persist, you can file harrasment charges against them.
It is illegal for companies to disclose personal information without prior consent, and individuals have the right to request that these companies cease contact and can file harassment charges and complaints with the FCC and FBI.
Looking into the debt collection process, as outlined by the FCC, is essential. Even legitimate debt collectors must respect your right to request that they cease calling your phone and provide written confirmation. If they continue to harass you, you have the right to pursue legal action. Moreover, no one can threaten to send a warrant to your residence over the phone without prior written notice of debt. It is crucial to inform your family and friends about these rights to prevent them from falling victim to similar scams
Simply reading the FCC website's rules and reporting them should be sufficient
Reporting such numbers is essential to prevent others from falling victim to potential scams or harassment.
File a complaint on the FCC website against them
A series of calls from this number were made to my fiance's phone, allegedly attempting to reach me, and the caller claimed I would be arrested if I did not settle an old payday loan debt, which I suspect may be a scam.
Following a week of calls from this number, I blocked it and began sending the calls to voicemail, which I then deleted without listening; they even contacted my in-laws, making false claims.
A mediator from Alternative Financial claimed to be investigating an unpaid payday loan from 2011, but the conversation turned contentious when the caller's requests for information were denied, and threats were made to involve the District Attorney.
This is a common tactic used by criminals to extort money from people, they try to scare you into paying, by threatening to charge you criminly, or take your drivers liscense, all sorts of things, they also call your workplace to shame you into paying, and use a 'process server' to try and intimidate you.
A message was received from someone claiming to be Elliot Jacobs from Mediation services, stating that a pending action was about to be filed against me and advising me to call back or take necessary actions.
My 17-year-old son, who has no history of loans, has been receiving calls from this number, likely as a result of a scam.
Based on the comments, it's evident that this entity is engaging in deceitful practices, and my advice is to ignore calls from unknown numbers, as responding only encourages them to continue their scams.
This people are waistin my time, they call me every day, dont bother to answer
Apparently, a woman from this company contacted me, claiming that I had pending criminal charges due to a payday loan. She provided my date of birth and an email address I'd never used. When I threatened to report this to the authorities, she became agitated, stating that this is what happens to people who do wrong. I have no idea what she's referring to.
A call was received from 859-904-2421, claiming an arrest would be made.
It is crucial not to engage with these individuals in any way; instead, notify the relevant authorities, such as the state's FBI office and public service commission, and keep a record of any conversations, including names, company details, and addresses. I am outraged by their actions, particularly after they contacted my 75-year-old father, who suffers from Alzheimer's disease, and asked for me, despite me not having lived with my parents for over 30 years. Fortunately, my father, a retired state trooper, was cautious and did not provide any personal information.
Similar experiences have been reported, with calls originating from Kentucky and targeting individuals in other states like Alabama
This is the second time they've called me, i asked them to mail me proof, but they told me they had sent me an email and a letter, which i never recived, then they hung up on me.
It is essential to report these scammers, as they often attempt to deceive people into paying fake debts by making false threats, which is a violation of federal law.
A call was received from Mediation services, claiming to be Jacob Elliot, demanding $1200 payment under threat of a warrant and jail time, but the call was reported as suspicious.
Yet another scammer, leaving the same voice message as a previous caller; I'll continue blocking despite their persistence.