Watch out for unexpected calls claiming to verify credit applications. Many consumers receive letters from Comenity Bank and then a direct‑to‑person call from 1‑866‑668‑5450 asking for personal data. While the legitimate fraud department does exist, the pattern of aggressive information requests and a 14‑day deadline is a classic scam hallmark. Always cross‑check the number against the official Comenity website or the back of your card before sharing anything. If you suspect fraud, place a credit freeze with all three bureaus and contact the bank using a known, published number. Reporting the call to the FTC helps keep the fraud department accountable.
Comenity bank sent me letters with this number, stating that accounts were attempted to be opened in my name, but the call to this number raised suspicions when the person asked for additional personal information
I recieved a letter from Comenity Capital Bank in Columbus, OH, asking me to verify some information for a Buy Buy Baby Store credit card, but i've never even heard of that store
Following verification on the bank's official website and through additional research, it was confirmed that the bank is legitimate. Upon contacting the bank using the number listed on their website, not the one provided in the letter, the fraud department verified the application as fraudulent and took necessary actions to stop it.
Apparently they were able to
Apparently, I've been targeted by [***] as they've made several applications in my name, which were declined, prompting me to contact them via the letter they sent.
Initially, a credit monitoring alert was triggered, prompting a credit freeze after receiving a letter from Comenity regarding a Mastercard application.
Rather than contacting the number directly, it's advisable to reach out to one of the three major credit companies to obtain a comprehensive list of your credit history and applications, which can help identify any potential issues or discrepancies.
Similarly, I received a letter from Comenity, thanking me for my recent application for a Full Beauty credit card account, which my fraud protection fortunately caught.
I recieved a letter saying i aplyed for a Sephora CC, and they need me to call them for additional informations, whats the point of that?
I was sent two letters from scam artists regarding credit card applications for FullBeauty and KingsSize, using the number 866-668-5450 and claiming to be from Comenity Bank, with a 14-day deal.
I recived a letter from Comenity Bank saying i applied for a Victoria Secret CC, but i didnt, and it say's to call 1-866-668-5450 to verify the informations
Similar to other reports, I got a letter from Comenity regarding a Wayfair credit card I never applied for, warning me that if I didn't call within 14 days, I'd miss out on the unwanted credit card
My wife also received a suspicious letter from this number, which doesn't match any of their official contact numbers. Someone seems to have obtained her social security number and applied for multiple credit cards, so it's essential to check for any hits on your credit report via Credit Karma or the credit bureaus.
A letter from Comenity in Columbus, Ohio, dated 051519, instructed me to call 866 668 5450 regarding an Ashley Stewart card application, though their online number differs.
A letter from Comenity Bank arrived, referencing a Visa application I never made, and included a phone number to call within 14 days to avoid jeopardizing my credit request.
It appears unnecessary to criticize Amy, who merely stated facts and an opinion without seeking a response, although verifying with the bank is advisable.
It is baffling that a company like JD Williams is associated with Comenity Bank, and a simple phone call to the bank's published number could have clarified the purpose of the letter
I recieved a letter from Comenity Bank stating that i recently aplyed for a credit card, which i did not, and i've never heard of the company 'JD Williams', which seems like a scam.
I received a letter about a credit card I never applied for, and according to the local police, it's a scam aimed at gathering personal information, so it's best not to answer calls from this number
Several companies, including Kohls, PacSun, and Victoria Secret, are utilizing this number for their calls.
I received a letter purportedly from Comenity Bank, directing me to call this number.
This number is associated with Conmeity Bank