Comenity Bank call scam? How to protect yourself

Summary — +18666685450

Neutral
Caller Name: Comenity
Caller Type: Scam
Location: United States
Reviews: 52

Expert Opinion

Watch out for unexpected calls claiming to verify credit applications. Many consumers receive letters from Comenity Bank and then a direct‑to‑person call from 1‑866‑668‑5450 asking for personal data. While the legitimate fraud department does exist, the pattern of aggressive information requests and a 14‑day deadline is a classic scam hallmark. Always cross‑check the number against the official Comenity website or the back of your card before sharing anything. If you suspect fraud, place a credit freeze with all three bureaus and contact the bank using a known, published number. Reporting the call to the FTC helps keep the fraud department accountable.

Caller Categories

Scam
19×
Unknown
Customer Service
Company
Debt Collector

Caller Names

Comenity
Comenity bank
866-668-5450
Comenity Capital Bank
Comenity (claimed)

Rate this number — +18666685450

Recent Reports for (866) 668-5450

18666685450 Debt Collector AAA ADVANTAGE SOUTHERN CALIFORNIA (scam)

A letter was received stating an application for a credit card with AAA ADVANTAGE SOUTHERN CALIFORNIA, despite never having applied for such.

18666685450 Unknown USPS

The provided zip code appears to be incorrect, as it includes the +4 code, which corresponds to a specific post office box. Verifying this information on the official USPS website would clarify the mistake.

18666685450 Scam 866-668-5450

A scam continues to be perpetrated from this number, with dubious claims and unverifiable contact information.

18666685450 Comenity

To verify the legitimacy of the call, I dialed the number back and also contacted them directly using the web; they requested verification of personal details, which is standard for addressing credit card fraud.

18666685450 Telemarketing Comenity Bank

After numerous calls from Comenity Bank, their main number in Columbus, Ohio, was obtained, and by pressing 9 after the automated introduction, it is possible to speak with a representative and potentially stop future calls.

18666685450

If I were to recieve a letter of that nature, I would take two prudent steps: firstly, I would verify my credit report with all three agencys to check for any hard inquires, and then I would contact the bank using a published, known phone number to confirm whether they had indeed sent the letter, as someone could be trying to open credit cards using my information.

18666685450 Advertising MAURICES CREDIT CARD (scam)

I recieved two letters applying for credit cards, one for MAURICES CREDIT CARD and the other for Academy Sports + Outdoors credit card, to call the above number, it gave me 14 days to reply to verify my informations, i didnt call, its a scam to get informations, dont call back

18666685450 Scam Comenity (claimed)

A letter allegedly from Comenity was received, containing a phone number and claiming a credit application had been made, but it appears to be a phishing attempt.

18666685450 Scam comenity bank

The purpose of this call appears to be fraudulent, aiming to obtain personal information through deceitful means.

18666685450 Scam

I've experienced the same issue - is this a legitimate concern or a scam?

18666685450 Customer Service Comenity Capital Bank

After applying for a credit card, I was contacted by Comenity Capital Bank and asked to verify personal information, which I later discovered may be a scam

18666685450 Scam Comenity

i recently got a letter from comenity in columbus ohio dated 10/12/2022, it says i applied for a my place rewards credit card, but the number they provided dont match the one i found online, it's a BIG TIME SCAMM

18666685450 Letter

Following my application for the NFL Visa card, I received a letter from Comenity requesting additional information, which I found surprising given that I had already been informed that I would be notified by mail.

18666685450

My experience with this number is identical to that of arpboy, with the same outcome

18666685450 Victoria Secret (claimed)

I received a letter stating that I had applied for a Victoria's Secret credit card, which I did not do, and I have a credit lock in place to prevent unauthorized applications.

18666685450 Debt Collector Comenity Capital Bank

A letter was sent requesting a callback to verify information regarding an account the recipient did not apply for.

18666685450 Scam

I also recieved a letter from them, so just ignore it and dont bother calling them back, its probly a scam.

18666685450 Customer Service Letter with phone number

After verifying the information with Comenity through a published number, it appears that this inquiry is legitimate, especially considering the recent incident of identity theft and the query's timing in relation to my credit freeze.

18666685450 Company

I received unsolicited letters and cards, including bills, from various companies, which I had not applied for, and after speaking with a questionable representative, I chose not to engage further

18666685450 Unknown Comenity (claimed)

Unfortunatly I have to many inquires on my credit report from Comenity at Equifax, for cards I never aplyed for, and today I recieved a letter with a phone number to contact them about my recent aplication, signed by the Account Protection team

18666685450

Although the letter appeared legitimate, the application was found to be fraudulent, and the bank confirmed that it was a scam and took necessary actions.

18666685450 Scam 8666685450

After receiving a letter from Commenity, I contacted them directly using an alternative number, not the one provided in the letter, and discovered a fraudulent attempt to open a card in our name.

18666685450 Unknown IKEA

I got a letter about my IKEA project card app, same as the other peopel here, within a 14 day period

18666685450

It seems like these scammers are getting dumber by the minit, insted of telling me to vist comenitys offical website, they told me to do somthing els.

18666685450

After receiving a letter, I contacted the number and was asked for personal details by the woman who answered, including my name, address, and social security number, but when I questioned the letter's legitimacy, she suggested verifying the number online or through the credit bureau.

18666685450 Comenity

Just because this number is registred to Comenity, doesnt mean all calls from it are legit, have you never heard of phone number spoofing, whats your purpos in being here anyway?

18666685450 Customer Service Comenity

It appears this number is linked to Comenity, and in my experience, it was used to notify me of a potential credit card fraud attempt in my name, highlighting the importance of credit freezes and robust security measures.

18666685450 Scam Comentiy

After receiving a letter from Comenity that appeared legitimate, complete with their logo on the envelope, I contacted them and was informed that someone had applied for credit cards in my name; they requested the last four digits of my social security number, which I provided without realizing the potential risk, and I've since frozen my credit and am questioning the authenticity of the situation.

18666685450 Unknown

Looking up known phone numbers is a common practice, but what's the purpose behind it

18666685450 Customer Service Comenity

Upon discovering a fraudulent credit application for build.com from Comenity bank, associated with the number 866-668-5450, I promptly called to investigate and was met with suspicious requests for personal information.

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