MSA Holdings debt collector call – how to protect yourself!

This morning, a disturbing message arrived from an unknown individual, despite never having received any correspondence from the company, and it's alarming to be threatened with court action out of the blue.

If you have failed to repay a loan and are subsequently contacted by these individuals, who then proceed to commit multiple violations of the FDCPA, it's plausible that your information was sold by the original lender, such as Ace, given the predatory practices common in the payday loan industry, which often includes exorbitant interest rates.

A phone call was received at my workplace, and a supervisor was informed that I was allegedly facing a summons due to an unpaid debt with Ace Cash Express, with an ultimatum to sign documents by 11:59 today, which seems unnecessary since I can make payments directly to Ace.

It appears that this company is engaging in unlawful practices by attempting to collect payday loans in violation of the law.

Essentially, your admission reveals a pattern of unlawful debt collection practices, including attempts to collect on payday loans and other types of debts. It's clear that a simple online search will expose your firm's questionable tactics, prompting potential targets to demand compliance with the Fair Debt Collection Practices Act. Consequently, they will likely request a mailed notice of validation, which you will probably attempt to avoid providing, resorting to a plethora of excuses instead. Ultimately, the fact remains that your firm lacks a valid claim to any legitimate debt, relying on deceitful methods to turn a profit. This approach is doomed to fail, as people are increasingly aware of such scams.

The information provided about payday loans is accurate, and it's worth noting that their services also cover credit cards, title loans, over drafted bank accounts, and student loans, highlighting the variety of debt they handle.

To elucidate, legitimate debt collection involves a thorough process, including validating debts with the original creditor and reviewing legal status, without adding unnecessary interest, and allowing consumers to pay the original charged-off amount or less.

I appreciate your research and provision of accurate information to my company, as it's frustrating to constantly prove our legitimacy; it's worth noting that MSA Holdings is directly linked to Manuszewski Suraf and Associates, and our current address is 1977 Clinton St Fl 3 Buffalo NY 14206.

It's worth noting that payday loans are not permitted in New York state, so if you're a resident, you should contact your Attorney General for guidance on state laws.

Christopher Manuszewski from debt collections requests that Janet contact him directly to discuss the alleged call from his office, emphasizing that legal action would require a court petition and potentially a small claims court judgment.

Repeated calls have been made by Matt Collins of MSA Holdings regarding a supposed financial matter and debt, despite knowing that the debt is not owed, and it's believed that if it were a legitimate court matter, contact would not be made via phone.

As the owner, Christopher Manuszewski, I want to assure customers that we do not tolerate any behavior that violates or threatens them; if you have experienced such treatment, please contact me directly at 716-402-5569, and note that MSA Holdings is a debt collection company that operates within the law.

The caller threaten to serve paper's at my job, but the voicemail they left was just dead air, i've recieved this type of call's before, and it's annoying.