Emma Martin scam: Student loan forgiveness hoax exposed!

Summary — +19495160145

Neutral
Caller Name: Emma Martin
Caller Type: Scam
Location: United States — California
Reviews: 39
Carrier: —, Region: California

Expert Opinion

Ever wonder why a voicemail claims you qualify for student loan forgiveness you never applied for? Scammers are using a scripted pitch that creates urgency, offers a validation code, and cites a "first‑come‑first‑serve" rule to pressure you into calling back. Never share personal or financial details until you can confirm the organization’s identity through official channels. Hang up, block the number, and report the incident to the FTC and your loan servicer. Keep a record of the call details, and consider signing up for the national do‑not‑call registry to reduce future unwanted contacts.

Caller Categories

Scam
32×
Unknown
Debt Collector
Telemarketing

Caller Names

Emma Martin
student loan forgiveness (sca…
Emma Martin (scam)
They never say
Student Services

Details

Location: United States — California
Number type: ratings.phone_number_type_list.2

Rate this number — +19495160145

Recent Reports for (949) 516-0145

19495160145 Scam Never given

Marissa Martin's machine left a message about loan forgiveness, referencing a deadline and a phone number, 949-593-3066, with a code, but the calls originated from 909-244-2716, and became aggressive over time

19495160145 Debt Collector Marissa Martin

A message was left by Machine Marissa Martin, discussing loan forgiveness for Barents with a deadline, and requesting a call back to 949-593-3066 with code #21. Multiple calls were made from 909-244-2716, and their demeanor became aggressive over time

19495160145 Unknown

Recieved the same call from someone named Emma Martin.

19495160145 Scam Student loan forgiveness scam

Everytime i recieve a call, it's the same voice message, apears to be a phishing scam, probabley from somwhere overseas, maybe the CIA should intervien.

19495160145 Scam ??

The voicemail transcript matches the scam pattern reported by others.

19495160145 Scam Emma Martin

A guess is, the number 2002011 is involved

19495160145 Scam Emma Martin (scam)

A voicemail from a person claiming to be Emma Martin was received, discussing student loan forgiveness and providing a callback number, which appears to be a scam.

19495160145 Scam

A voice message was left, claiming that calling this number would result in forgiveness of my student loans on a first-come, first-served basis. The message included a personal pin number and instructed me to call back at this number. However, upon attempting to call, I was informed that the number is not in service.

19495160145

Be aware that if someone claims to represent the government or federal authorities, it's likely a serious offense. However, these scammers rarely provide verification of their identity or credentials. If you've fallen victim to their fraudulent claims, it's essential to report the incident to the authorities and notify the official handler of your student loan debt.

19495160145 Scam Emma Martin-was a voicemail

Like many others, I've experienced a student loan forgiveness scam from this number, where they prey on individuals with student loans.

19495160145 Debt Collector

A recorded voicemail was left regarding an alleged student loan, despite not having one, with the call originating from a different number in Provo, Utah, but instructing me to call the 949 number

19495160145 Scam Emma Martin

This is clearly a scam; I've had a similar experience, and I advise against engaging with it.

19495160145 Scam

This appears to be a phishing scam

19495160145 Scam Student Services

Upon recieving a voicmail from "Emma Martin" regaurding student loan forgiveness, i noticed the callback number was 949-516-0145, despiet the origional call being from 929-276-5064. When i called back, the automated message didnt disclose the company name, however i spoke with "agent 114" who claimed to be from "Student Services", an enrollment agency, but he hung up on me when i asked for their adress and state of registration.

19495160145 Scam

The voicemail received from this number was a phishing attempt.

19495160145 Scam Emma Martin

Apparently, i also recieved this scam call, i am working towards loan forgiveness and at first it seemed legit but the scammer try to create urgency so you call them asap, taking advantage of peoples debt is not nice

19495160145 Scam Emma Martin

Recieved a call from Emma Martin regarding student loan forgivness, which is not aplicable to me.

19495160145 Scam Emma Martin

It's astonishing that people might actually believe these scams.

19495160145 Scam student loan forgiveness (scam)

I applicated for student loan forgiveness, or so they claimed, but I never did, I havent been a student for years, it's definelty a scam, dont call back

19495160145 Scam Emma Martin

Following a call from Emma Martin, I received a voicemail with a personal code, which prompted me to return the call, only to be met with a representative who denied any record of my son's student loan, and subsequently hung up on me, leading me to consider reporting this incident to the authorities.

19495160145 Scam

It appears to be a scam targeting individuals without student loans, which raises questions about the logic behind such actions. This behavior seems to align with extreme ideologies, possibly fueled by political motivations.

19495160145 Scam Emma Martin (scam)

A person claiming to be Emma Martin contacted me about a student loan forgiveness application, which I never submited and dont even qualify for, its definately a scam.

19495160145 Scam Emma Martin

The call imediatly went to voicemail, with a message from Emma Martin regarding a student loan forgiveness application that aparently needs to be completed urgently

19495160145 Scam

I received a call regarding a loan forgiveness application I never initiated; it's a clear scam

19495160145 Scam Emma

Similar to other reports, I have no college loans as my father covered all expenses, graduating in '87

19495160145

It is likely that we share the same validation number, which is amusing

19495160145 Scam Student loan forgiveness (scam)

I've been targeted by a similar scam related to student loan forgiveness, despite never having applied for or currently having any student loans.

19495160145 Unknown

Apparently a scam, as they left a message claiming to be about loan forgiveness

19495160145 Scam

Beware, this is a scam with no relation to actual student loans; providing banking information is not recommended.

19495160145 Scam 9495160145

This number should be blocked as it has left a fraudulent scam voicemail claiming to be from Emma Martin regarding loan forgiveness, requesting a call back to 949-516-0145 with a personal validation code.

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