Emma Martin scam: Student loan forgiveness hoax exposed!

Summary — +19495160145

Neutral
Caller Name: Emma Martin
Caller Type: Scam
Location: United States — California
Reviews: 39
Carrier: —, Region: California

Expert Opinion

Ever wonder why a voicemail claims you qualify for student loan forgiveness you never applied for? Scammers are using a scripted pitch that creates urgency, offers a validation code, and cites a "first‑come‑first‑serve" rule to pressure you into calling back. Never share personal or financial details until you can confirm the organization’s identity through official channels. Hang up, block the number, and report the incident to the FTC and your loan servicer. Keep a record of the call details, and consider signing up for the national do‑not‑call registry to reduce future unwanted contacts.

Caller Categories

Scam
32×
Unknown
Debt Collector
Telemarketing

Caller Names

Emma Martin
student loan forgiveness (sca…
Emma Martin (scam)
They never say
Student Services

Details

Location: United States — California
Number type: ratings.phone_number_type_list.2

Rate this number — +19495160145

Recent Reports for (949) 516-0145

19495160145 Scam Emma Martin

My husband and I both received voicemails from someone claiming to be Emma Martin, stating we're eligible for student loan forgiveness, complete with a special code, but since neither of us applied for it, and after researching this number, it seems like a scam

19495160145 Scam Emma Martin (claimed)

A call from 'Emma Martin' regarding student loan forgiveness provided a code to use when calling back, despite my never having had a student loan.

19495160145 Scam Emma Martin

A claim of following up on loan forgiveness seems deceptive, as no such application or inquiry was made

19495160145 Scam They never say

Suspiciously, they claim to be calling about student loan forgivness which I never aplyed for and they never disclose their company/organization.

19495160145 Scam

I got a robocall saying i'm eligable for student loan forgiveness, but i dont have any loans, i graduted over 40 years ago, what a scam!

19495160145 Scam Does not say

A 44-second automated message claimed I was eligible for student loan forgiveness, despite never applying, and requested a validation code and a return call

19495160145 Scam Emma Martin, Fulton

A total of 15 or so phone calls and voicemails was recieved from this number.

19495160145 Scam

A 54-second voicemail was left, mostly dead air, telling me to call back about eligible student loan forgiveness, which is obviously a scam.

19495160145 Telemarketing

There are no outstanding student loans associated with this number.

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