Alert: A message claimed Lloyds declined a £176.02 payment at ASOS on 31/07/2025 at 08:46 AM and asked to reply YES or NO. This is a fake text; do not respond.
Fake Lloyds Alert – Don't Reply!
Summary — +447806952708
Expert Opinion
Like a wolf in sheep's clothing, this message masquerades as a legitimate bank alert to lure you into a trap. It's a classic phishing scam impersonating Lloyds Bank, claiming a declined payment at ASOS to prompt a response with personal details. The date in the future—31/07/2025—gives it away as fraudulent, as does the demand for an immediate YES or NO reply. Never engage; these scammers aim to harvest your info for identity theft or financial fraud. Block the number, report it to Action Fraud, and verify any real bank issues directly via the official app or website. Forward suspicious texts to 7726 to help flag them for networks. Stay vigilant—genuine banks won't ask for confirmations this way.
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