Vanquis credit‑card SMS: legit or scam?

Summary — +447860093002

Neutral
Caller Name: Vanquis
Caller Type: Safe
Location: United Kingdom — United Kingdom
Reviews: 105
Carrier: O2, Region: United Kingdom

Expert Opinion

If you’ve just applied for a Vanquis credit card and get a text asking you to reply “ACCEPT”, you’re probably looking at a genuine part of their application process. The bank uses the number to confirm you’ve received the offer and to lock in the APR and credit limit. However, the method feels a bit dated and can be confusing – especially if the message uses the wrong name. Always double‑check by calling the official Vanquis helpline before sending any personal details. If you didn’t apply for a card, treat the text as suspicious and report it.

Caller Categories

Safe
43×
Unknown
31×
Financial
11×
Scam
Other

Caller Names

Vanquis
11×
Vanquis bank
Vanquis (scam)
Origin (scam)

Details

Location: United Kingdom — United Kingdom
Number type: ratings.phone_number_type_list.1 — O2

Rate this number — +447860093002

Recent Reports for 07860 093002

447860093002 Safe

Number deemed safe

447860093002 Unknown

User remains neutral

447860093002 Safe

Safe interaction reported

447860093002 Company Vanquis Card

The Vanquis Card welcome seems off; if this is the typical greeting for new clients, I'm uneasy about the service I've just signed up for.

447860093002 Safe

Number appears to be safe

447860093002 Safe

Good experience reported

447860093002 Safe

This number is considered safe to use.

447860093002 Safe

User deems safe

447860093002 Unknown

User feedback indicates poor experience

447860093002 Safe Vanquis bank

Just a heads‑up: it’s a Vanquis bank credit‑card line, mate.

447860093002 Unknown

Unfavorable experience

447860093002 Unknown

Caution is adviced by user

447860093002 Safe Vanquis

This number is owned by Vanquis; they may text to verify your mobile number. Reply with CORRECT or ACCEPT.

447860093002 Unknown

Caution advised

447860093002 Safe

Positive experience shared

447860093002 Safe

User reports good experiance

447860093002 Safe Vanquis Bank

No, this isn’t a fraud; it’s a normal part of Vanquis Bank’s application process. If a message reached the wrong number with someone else’s name, it’s simply a mis‑delivery with no security risk, even if the recipient replies “Accept” it’s only part of the process.

447860093002 Financial Vanquis

Vanquis credit card verification

447860093002 Safe

Number is trustworthy

447860093002 Unknown Sonja

Several users say it’s legitimate and have even texted me for “Sonja”, but would you trust a bank that sends out wrong information? I certainly wouldn’t, so replying would only play into their hands.

447860093002 Safe

Good reputation established

447860093002 Safe

Positive experience confirmed

447860093002 Safe

Good experience reported

447860093002 Safe

User feels safe

447860093002 Unknown

User reports bad experiance with this number

447860093002 Safe

Good interaction reported

447860093002 Unknown

Unsatisfactory experience reported

447860093002 Financial Vanquis

I recieved a text from this number after apply for a Vanquis credit card, it seem suspicious

447860093002 Unknown

Warning issued by user

Different formats

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