Vanquis credit‑card SMS: legit or scam?

Summary — +447860093002

Neutral
Caller Name: Vanquis
Caller Type: Safe
Location: United Kingdom — United Kingdom
Reviews: 105
Carrier: O2, Region: United Kingdom

Expert Opinion

If you’ve just applied for a Vanquis credit card and get a text asking you to reply “ACCEPT”, you’re probably looking at a genuine part of their application process. The bank uses the number to confirm you’ve received the offer and to lock in the APR and credit limit. However, the method feels a bit dated and can be confusing – especially if the message uses the wrong name. Always double‑check by calling the official Vanquis helpline before sending any personal details. If you didn’t apply for a card, treat the text as suspicious and report it.

Caller Categories

Safe
43×
Unknown
31×
Financial
11×
Scam
Other

Caller Names

Vanquis
11×
Vanquis bank
Vanquis (scam)
Origin (scam)

Details

Location: United Kingdom — United Kingdom
Number type: ratings.phone_number_type_list.1 — O2

Rate this number — +447860093002

Recent Reports for 07860 093002

447860093002 Safe

Good informations provided by user

447860093002 Unknown

Unreliable source

447860093002 Unknown

Negative feedback

447860093002 Scam Origin (scam)

I got two messages addressed to Ghitu saying my Origin card application was approved with a £250 limit and a 59.90% purchase rate, asking to reply ACCEPT to avoid a call. I’m not Ghitu and never applied for such a card.

447860093002 Unknown

Bad and cautionary experience

447860093002 Unknown

Number has bad feedback

447860093002 Unknown

Positive experience reported

447860093002 Financial

Credit card application confirmed

447860093002 Safe

Verified as a safe number

447860093002 Unknown

Unfavorable interaction

447860093002 Unknown

Unpleasant experience reported

447860093002 Scam Vanquis (scam)

The line poses as Vanquis and asks for confirmation, even though Vanquis already verified the number during the application. Most likely a fraud, with rates applied.

447860093002 Other

User say its bad

447860093002 Scam Origin (scam)

I received a text addressed to Julie stating my Origin card had been approved; my name isn’t Julie and I never applied for any American bank card – clearly a scam.

447860093002 Unknown

The number is unrecognised.

447860093002 Safe

Good user review

447860093002 Safe

User reports good experience

447860093002 Safe

Number is good to use

447860093002 Unknown

User had a bad experience

447860093002 Safe

User feedback is positive

447860093002 Unknown

Avoid this number

447860093002 Financial

Card application successful

447860093002 Scam Vanquis bank

Credit card application follow-up

447860093002 Safe

Satisfactory experience reported

447860093002 Financial

Credit card acceptance confirmation

447860093002 Safe

Good experience reported

447860093002 Safe

User reports a good experience

447860093002 Safe

User reports a positive experience

447860093002 Safe

Good interaction reported

447860093002 Safe

Satisfactory experience shared

Different formats

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