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Vanquis credit‑card SMS: legit or scam?
Summary — +447860093002
Expert Opinion
If you’ve just applied for a Vanquis credit card and get a text asking you to reply “ACCEPT”, you’re probably looking at a genuine part of their application process. The bank uses the number to confirm you’ve received the offer and to lock in the APR and credit limit. However, the method feels a bit dated and can be confusing – especially if the message uses the wrong name. Always double‑check by calling the official Vanquis helpline before sending any personal details. If you didn’t apply for a card, treat the text as suspicious and report it.
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Rate this number — +447860093002
Recent Reports for 07860 093002
Unreliable source
Negative feedback
I got two messages addressed to Ghitu saying my Origin card application was approved with a £250 limit and a 59.90% purchase rate, asking to reply ACCEPT to avoid a call. I’m not Ghitu and never applied for such a card.
Bad and cautionary experience
Number has bad feedback
Positive experience reported
Credit card application confirmed
Verified as a safe number
Unfavorable interaction
Unpleasant experience reported
The line poses as Vanquis and asks for confirmation, even though Vanquis already verified the number during the application. Most likely a fraud, with rates applied.
User say its bad
I received a text addressed to Julie stating my Origin card had been approved; my name isn’t Julie and I never applied for any American bank card – clearly a scam.
The number is unrecognised.
Good user review
User reports good experience
Number is good to use
User had a bad experience
User feedback is positive
Avoid this number
Card application successful
Credit card application follow-up
Satisfactory experience reported
Credit card acceptance confirmation
Good experience reported
User reports a good experience
User reports a positive experience
Good interaction reported
Satisfactory experience shared