Vanquis credit‑card SMS: legit or scam?

Summary — +447860093002

Neutral
Caller Name: Vanquis
Caller Type: Safe
Location: United Kingdom — United Kingdom
Reviews: 105
Carrier: O2, Region: United Kingdom

Expert Opinion

If you’ve just applied for a Vanquis credit card and get a text asking you to reply “ACCEPT”, you’re probably looking at a genuine part of their application process. The bank uses the number to confirm you’ve received the offer and to lock in the APR and credit limit. However, the method feels a bit dated and can be confusing – especially if the message uses the wrong name. Always double‑check by calling the official Vanquis helpline before sending any personal details. If you didn’t apply for a card, treat the text as suspicious and report it.

Caller Categories

Safe
43×
Unknown
31×
Financial
11×
Scam
Other

Caller Names

Vanquis
11×
Vanquis bank
Vanquis (scam)
Origin (scam)

Details

Location: United Kingdom — United Kingdom
Number type: ratings.phone_number_type_list.1 — O2

Rate this number — +447860093002

Recent Reports for 07860 093002

447860093002 Unknown

Number has bad reputation

447860093002 Unknown

Feedback from user is negative

447860093002 Unknown

Bad user experience reported

447860093002 Unknown

Bad experience shared

447860093002 Other

User has a neutral opinion

447860093002 Safe

Genuine credit card confirmation

447860093002 Unknown

User had bad experience

447860093002 Unknown

User reported as bad

447860093002 SMS

Application triggered an SMS

447860093002 Safe

User had a good experience

447860093002 Financial Credit card company

Credit card company confirmed

447860093002 Unknown

Negative feedback given

447860093002 Safe

User rates as good

447860093002 SMS Vanquis

Asked to reply ACCEPT to SMS

447860093002 Financial

Following credit card approval, I got a call to confirm acceptance

Different formats

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