Declined Payment Scam Trap
Summary — +447897012545
Expert Opinion
Like a wolf in sheep's clothing, these calls and texts mimic trusted banks to lure you into sharing sensitive details. Reports consistently flag this number as a scam operation impersonating institutions such as Lloyds, MBNA, and Halifax, often claiming card fraud or declined payments to prompt replies or calls back. The ploy aims to harvest your card info or verification codes for theft. Stay vigilant: Never confirm details via unsolicited messages; contact your bank directly using official numbers from your statements. Block the sender, report to Action Fraud, and monitor accounts closely for odd activity. If you've engaged, freeze your cards immediately.
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Caller Names
Rate this number — +447897012545
Recent Reports for 07897 012545
Fraud on credit cards
Received two messages: first from 'Lloyds Bank' (without a sender number) warning of an upcoming alert on possible credit card misuse; second from a mobile asking to reply 'YES' or 'NO' about card usage. I ignored it, blocked the number, and flagged it as spam.
Complete fraud from this number. He claimed to be with MBNA's fraud team, but turned out to be the real crook.
Like the others, but concerning MBNA
Received a text prompting me to verify a payment to Halifax. I did confirm it was mine. They possess the last four digits of my card.
Got a text claiming from Halifax about a declined card payment, looks fraudulent.
Fraudulent SMS pretending to be from Halifax, urging a call due to card payment rejection.