Watch out for repeated calls from this number—it’s certainly a debt‑collection operation. Callers identify only as Credit Adjustments, Inc., and they rely on vague voicemails that press you to call back. Under the Fair Debt Collection Practices Act you have the right to request written validation of any alleged debt and to tell the agency to cease contact. Keep a log of dates, times, and what was said; block the number on your phone; and file complaints with the FTC, your state Attorney General, or the Better Business Bureau. If you’re unsure the debt is yours, do not share personal information until you receive proper documentation.
I finaly answered the call and they said they are collecting a debt for promedica, but i have been paying my bills
I regulary recieve phone calls from this number but I never answer due to it bein posted as a potencial scam, earlier tonight they called again and I ignored it
The issues with CAI extend far beyond their questionable practices, including skip tracing and the so-called "Foti" protocol, as they have been criticized by the Department of Education for their predatory behavior as contracted collectors.
It's clear that your representatives, Alison, are not adhering to the rules, which suggests a deliberate attempt to deceive.
As an employee of Credit Adjustments, a collection agency, I can explain that our representatives are permitted to leave voicemails as long as they identify themselves by name, and we prioritize protecting individuals' privacy by verifying their identity before discussing any details
Despite my best efforts to change my phone number, I am still plagued by calls from 866-875-3784, and it's likely they will continue to find ways to bother me. I implore them to cease their calls.
For several months, I've been receiving occasional calls from this number, but the frequency increased dramatically over the past week, with daily calls while I'm at work, though they never leave a message.
This number is Allied Interstate, they call me 8-10 time a day, they have use alot of different number, but i wont talk to them until they send me something in the mail
The caller ID displayed 'SPAM - Toledo Clinic Appointment Reminder' for the number 866-875-3784, but surprisingly, no message was left.
Since March, I have been receiving calls from this number, with the initial voicemail identifying the caller as Credit Adjustments, Inc., a debt collector, although I am unaware of any outstanding debts.
This is apparently the main contact number for the DEPARTMENT OF EDUCATION's collection department, especally for those who have defaulted on their student loans. However, they also handle other types of collections, but their primary focus is on goverment-backed student loans.
During the call, the lady refused to identify herself or her company, insisting that I verify my wife's birthday before proceeding with the conversation.
It's unfair to label individuals as 'deadbeats' simply because they are struggling to pay bills. Many people are just one illness or accident away from financial hardship. I, for instance, was involved in a series of unforeseen accidents and medical issues that left me unable to work and struggling financially.
Scammers' tactics are utterly shameless, seeking to extract information from unsuspecting individuals; the best course of action is to ignore the call and let them waste their time.
Their tactics are crooked and deceitful, they try to scare you into paying a debt you dont owe, its best to ignore and block the number.
Today, I received a call from this number, and the caller refused to disclose their identity, only mentioning 'personal business' in a suspicious manner
A debt collector claimed I owed money, but since all our bills are paid, I know it's a scam, similar to previous calls about non-existent hospital bills or searching for individuals with the same last name, so I've blocked the number.
When i finnaly answered the unwanted call, i blew a bull horn in the caller's ear to get them to stop
Harassment by these companies must be stopped.
If you dont stop calling my phone, i will have to report you to the atorney general
A message was left stating the caller represented Credit Adjustments Inc and requested a callback to 866-875-3784.
They are attempting to collect a debt from a hospital visit over two and a half years ago, despite the hospital sending me a letter stating that the debt would be written off.
Credit Adjustments, Inc is a collector that have alot of lawsuit against them for violating the debt collection pratice
It's advisable not to engage with them or provide any personal details
The organization, led by Michael S. Osborne, appears to be dedicated to harassing consumers through unwanted calls.
The organization's credibility is questionable, given their Vice President of Business Development lacks relevant credentials, having graduated from an auto body school
Credit Adjustments Inc, is a bottom feeder collection agency, they also use a PO Box adress in Manchester, New Hampshire
When receiving calls from unknown numbers, blasting a loud airhorn into the phone can be an effective response.
Complaints abound regarding this company's harassment of consumers and blatant disregard for the law
Dont bother answering or talking to these people, just report them and dont give them any info