Watch out for repeated calls from this number—it’s certainly a debt‑collection operation. Callers identify only as Credit Adjustments, Inc., and they rely on vague voicemails that press you to call back. Under the Fair Debt Collection Practices Act you have the right to request written validation of any alleged debt and to tell the agency to cease contact. Keep a log of dates, times, and what was said; block the number on your phone; and file complaints with the FTC, your state Attorney General, or the Better Business Bureau. If you’re unsure the debt is yours, do not share personal information until you receive proper documentation.
It's advised not to contact the hospital as the debt has already been sold.
Miserable indivudals who engage in such activites are truely pathetic, immediatly change your phone numbers and report these idiots to the autherized authorities.
It appears that your employee's work number was obtained and used for personal and harassing purposes, which was not provided as a contact for such matters.
To everyone who is recieving calls from this number, dont bother ansering, just report them, they will only caus you strees.
Reporting this collection agency to the Attorney General is crucial, as they are involved in multiple legal cases; it's advised not to engage with them
It is advised not to answer calls from this number, as they potentially violate laws, and instead, report them to the relevant authorities, such as the Attorney General
The numerous complaints and lawsuits against these student loan collectors, filed with the Attorney General's office in multiple states, are alarming and no laughing matter.
Apparently, I'm also considered a deadbeat due to my inability to pay my son's substantial medical bills, which were incurred after he was killed by a drunk driver.
The message left by this individual claimed to be from a debt collector, but I am skeptical since I am not delinquent on any debt and legitimate agencies typically contact via US mail.
A lady ask for my 11 year old son by his old name before adoption in 2014, when i say i'm his mom, she refuse to talk to me and say bye.
Repeated attempts have been made by this company to arrange a payment, allegedly on behalf of the department of education, despite requests to cease contact.
Apparently it's CREDIT ADJUSTMENTS INC. they dont stop calling me
It appears this company disregards FDCA regulations, suggesting they feel immune to penalties, hence the need for legal action
Regardless of their legal rights, collectors should be held accountable for their actions
It's importint to note that 'canthelpthemisinformed' is right, there are guidlines in place to protect both parties, but it seems like some information is being witheld.
To resolve the debt issue, it is recommended that you contact the hospital directly to discuss possible payment arrangements. Ensure that the hospital and the debt collector are informed of each payment made, and request documentation to verify the payment history. It is also advisable to obtain a detailed statement of your account and payments each month. Be cautious of debt collectors' claims, and insist on written confirmation of all agreements and transactions.
It's possible that the individual in question is not a "dead beat" as suggested, but rather someone struggling with a medical condition and insufficient income to pay bills in full within 90 days, leading to collections despite making payments on their accounts. Notably, hospitals typically send accounts to collections if not paid in full by the specified timeframe, and each visit to a medical facility generates multiple accounts that must be addressed separately. Essentially, this company specializes in medical collections, which doesn't necessarily imply that the individual is a "dead beat", but rather someone at the mercy of hospitals that overcharge for services and demand quick payments.
It appears that these callers use an automatic dialing system, which can leave you in silence for a short period while they try to connect you with a representative, and although it may seem like no one is there, they are actually waiting to connect with you.
When a debt collector is hired, they have a legal obligation to pursue the debt, as the original company has placed the account with them for collection, and they will continue to call until arrangements are made or the debt is settled.
Legally, these callers are not required to disclose their location unless asked, and as long as the state allows it, they can call daily in an attempt to reach the intended person.
Inform them that you prefur not to recieve personal calls at work and they should cease contacting you at that particulr number, especilly since you are unabel to answer
i just recieved a call from this number saying i owe a bill to a hospital from 5 years ago, but i never got a call or a letter, it sound like a phishing scheme to me
As a full-time student living with my parents, I don't have any bills to pay, so it's confusing to recieve calls from companies regarding unpaid bills
This number has been calling daily, and on one occasion, it was answered, but the caller remained silent, prompting me to hang up, yet the calls persist.
Daily calls from this debt collection agency are excessive, especially since the bills are not yet a year old and plans are in place to pay them soon.
When my husband recieved a call from this number, i asked who it was and they gave me a name, but that didnt reveal much, when i asked what it was regarding, they said it was a personal issue, pretty vague, i hate deallings with ppl like this!!!!
It seem's this company somehow obtained my work number, and the representive refused to disclose how, so iam filing a complaint with the BBB
Everybody should fight this company, they is crooked and illeagal
It is questionable why companies are allowed to harass individuals over old debts, especially when the original company failed to honor their obligations
Frequent calls from this number have been showing up as unavailable and private, which immediately raises suspicions. Given my financial struggles, including outdated bills and reliance on unemployment benefits, I'm wary of debt collectors. The hospital bills I've been trying to resolve haven't been helpful either.