Watch out for repeated calls from this number—it’s certainly a debt‑collection operation. Callers identify only as Credit Adjustments, Inc., and they rely on vague voicemails that press you to call back. Under the Fair Debt Collection Practices Act you have the right to request written validation of any alleged debt and to tell the agency to cease contact. Keep a log of dates, times, and what was said; block the number on your phone; and file complaints with the FTC, your state Attorney General, or the Better Business Bureau. If you’re unsure the debt is yours, do not share personal information until you receive proper documentation.
A woman contacted me, requesting that I verify an employee's information by calling a specific number, which led to a suspicious interaction with a collection agency called CAI from Defiance, Ohio
For two years, I've been receiving calls from 866 875 3784, attempting to collect a debt from the previous owner of my current phone number; after complaining to my phone company and being advised to contact the state attorney general, the callers agreed to stop contacting me.
The practices employed by this company are in flagrant disregard of FDCPA laws, as they attempt to coerce payment for a debt that was settled 17 years ago.
Similarly to other individuals, constant annoying calls have been received from this number, insisting on returning a call to 866-875-3784, despite being on the do-not-call list, which they disregarded.
A call was received at work, and upon calling back, the company name was not provided, prompting a hang-up
The company Credit Adjustments, Inc is associated with this number
These individuals have been calling me at my workplace, is there a way to put a stop to this?
Daily calls from this garbage number occur, with no ID or name provided.
Dealing with these debt collectors is a nightmare; often, the information they have is incorrect or outdated, and the best course of action is to take them to small claims court or send a cease and desist letter; faxing them is also an option, and their fax number is available for those who need it.
Numerous individuals are recieving similar messages, including a request for an adult to return the call...
I just got the same call, i pretended to be the babysitter, and took the message, the womans name was julia, and she wanted to no where i worked
CAI contacted me, claiming to be looking for a relative with the same last name, which seems like an unjustified reason for the call, and I'm unsure if I can invoke the DoNotCall list in this case.
Upon receiving the same call, I retaliated by calling back and discovered they were searching for the previous owner of my phone number, who apparently had a questionable reputation.
Similar to previous reports, I've been receiving calls from this number, which displays a different number on caller ID, and when I tried calling back, I got a generic voice recording that didn't identify the caller, simply stating their office was closed.
It seems suspicious that this company's message requested an adult to return their call regarding important information, yet the caller ID displayed a different number, 419-782-3868, while the answering machine provided an alternate number, 866-875-3784, to call back.
This person has been contacting my son's cell phone, leaving messages and requesting that an adult call them back.
The tactic employed by this company, Credit Adjustments in Defiance, Ohio, which involves texting my phone, is both clever and likely illegal