Looks like this is a classic business‑loan scam. The recorded message uses a friendly name, “James,” and a pressure tactic to lure recipients into calling a second number, a hallmark of fraudsters trying to harvest personal data or fees. Because the call originates from a spoofed line and offers no verifiable credentials, hanging up is the safest move. Block the number, report it to your phone carrier, and file a complaint with the FTC or your state’s consumer protection agency. Never share personal or financial information with unsolicited callers, and verify any loan offers through official channels before taking action.
On April 4, 2022, at 11:02 am, a call was received from 954-676-1043. The automated message, supposedly from James, was about a business loan scam and warned against returning the call to 949-603-3852.